This topic describes the specific stages that the IRA Savings Account Application must undergo before it can be submitted to the Host for Account Creation.

As detailed in the Operations User Guide,the Application Initiation stage is where all Product Originations begin, utilizing the Product Catalogue. The Cart Operation within the Product Catalogue enables the initiation of one or more products.When the Savings Account Product origination process begins, whether as an individual product or as part of a selection of multiple products, the Process Orchestrator creates a Savings Account Process Reference Number upon the submission of the Application Initiation stage. Additionally, the Process Orchestrator updates the record in the Free Task process for the Application Entry stage, which is also known as the Task from the orchestrator's viewpoint.

The Individual Retirement Account Savings Origination Process flow comprises of the following stages and the detailed information of the same is available in the following topics:

• Application Entry
  This topic describes the information on the various data segments to capture the required data in the Application Entry stage.
• Account Details
  This topic provides the systematic instructions to view and modify the account details.
• Beneficiary Details
  This topic provides the systematic instructions to capture the details of the beneficiary for the account.
• Interest and Charges
  This topic provides the systematic instructions to view the interest applicable for the account.
• Terms and Conditions
  This topic descriptions the terms and conditions that are mandatory to accept for to proceed with account opening process.
• Summary
  This topic provides the systematic instruction to view the tiles for all the data segments in the Application Entry Process.