2.2.2.1 Utilization Transaction Actions

This topic provides information about Utilization Transaction Actions.

Following utilizations transaction actions are supported in Oracle Banking ELM which typically models the actual transactions happening in external product processor.

Table 2-66 Utilization Transaction Actions

External Product Processor transactions(e.g. Oracle FLEXCUBE) Utilization Transaction Action(ELM)
New New/Alter Utilization
Modify Increase/Decrease/Alter Utilization
Delete Delete Utilization
Reverse Reverse Utilization
Liquidate Mature Utilization
Additionally, below actions are supported for all above.
    • Query Utilization: To support the utilization query.
    • Technical UNDO:This feature of gateway allows the external system to rollback previous inputted transaction in Oracle Banking ELM.
    • Event Reversal: This feature of gateway allows to selectively reverse a specific past utilization event—such as INCREASE, DECREASE, or ALTER—without affecting other preceding or subsequent utilization events on the facility. This is different from the full REVERSE option, as it targets only the designated event, keeping the rest of the event history intact. The utilization balances at facility are recalculated post E-reversal of an event.
    • Authorize: This action allows to authorize the uploaded utilization transactions.