2.2.2.1.2 INCREASE/DECREASE/ALTER Utilization
This topic provides information about Increase/Decrease/Alter Utilization.
Increase/Decrease utilization transaction are used to modify the utilization amount of the transaction. This transaction will be used when customer is making payment for the loan or when the loan amount is modified.
Alter Utilization is used to modify the entire utilization transaction details. As part
of Alter Utilization, the external system should give the entire latest utilization
details. Oracle Banking ELM internally takes the difference between the last and current
utilization and posts the different amount as increase or decrease as the new
utilization.
- Increase and Alter (Increase) utilization actions increases the Utilization Amount and decreases the Available Amount for the associated Liability, Facility, or Exposure.
- Decrease and Alter (Decrease) utilization actions decreases the Utilization Amount and increases the Available Amount (in revolving lines) for the associated Liability, Facility, or Exposure.
- If the Liability, Facility or Exposure has an associated parent entity then the utilization will reflect at all the parent levels.
Parent topic: Utilization Transaction Actions