The Mature Utilization action is used to mark a utilization (loan, facility usage, or contract) as having reached its maturity date, with the corresponding outstanding amount being considered fully repaid or settled. The system updates the utilization to reflect no remaining outstanding balance. Mature Transaction will set the mature amount for the specified contract Utilization Transactions. This signals the end of a contract utilization lifecycle, confirming repayment, freeing up associated limits, and ensuring the accuracy of exposure and financial reporting. This can happen in either scenario.

• Customer repays utilization early.
• Loan/facility reaches end of term and contract is settled.