This topic provides the systematic instructions to user for viewing user's spending patterns.

It displays a holistic view of the overall spends across 1,2, and 3months. It visualizes spending patterns through a donut chart, categorizing expenditures associated with the card.

It also highlights the category with the highest expenditure for that period. Users can choose between (list) and (graph) view options to examine their spending. In (list) view, expenditures are displayed in a tabular format, while (graph) view presents the data as a donut chart. When hovering over the chart, users can see detailed spend information for specific categories, including both the percentage and the amount.

To view spends on the card:

1. Perform anyone of the following navigation to access the Spends screen.
   • From the Search bar, type Credit Cards – Credit Card Details and press Enter, click on the Spend Analysis widget .
   • From the Search bar, type Credit Cards – Spendsand press Enter.

   The Spends screen appears.

2. From the Credit Card Number list, select the credit card whose spend you wish to see.

   The Spends screen appears.

   Figure 7-1 Spends (List View)

   
   

   
   Description of "Figure 7-1 Spends (List View) "

   
   

   Figure 7-2 Spends (Graph View)

   
   

   
   Description of "Figure 7-2 Spends (Graph View) "

   
   

   Note:

   The fields which are marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 7-1 Spends - Field Description

   Field Name	Description
   Card Number	Select the credit card to whose spend you wish to see.
   Spends Tenure	Specify the duration to view the spend analysis based on it. The options are: 1M 2M 3M
   Spends (List view)	This section displays the spending analysis of the customer. The user can view the total expenditure incurred during the past 1/2/3 months.
   Total Spends	Displays the total amount spent in percentage as well as in amount for the selected duration and account/card. It also shows the percentage change in spending compared to the previous month, with Blue indicating an increase and Red indicating a decrease.
   Percentage Utilised for category	Displays the spend utilised for a category in percentage.
   Name of the Category	Displays the spend category. Note: The spend category is fetched from the credit card host.
   Amount Utilized for category	Displays the spend utilised for a category in amount along with the currency.