Oracle Banking Payments aims at providing a payment solution which cater to requirements of both Retail/Corporate segments.

This chapter enumerates the maintenance of reference information used by the Oracle Banking Payments. You can maintain preferences and parameters applicable for different payment types using the maintenances available. In addition to common maintenances, certain common processes which are applicable across payment types are explained as well.

• External Systems Maintenances
  
• Referral check for ECA Requests
  You can mark ECA requests of the payment transactions as Referral required, so that referral processing can be done in the DDA system.
• Network & Source Maintenances
  Network related maintenances helps in defining various parameters as required by the bank, for processing Network preferences and parameters.
• Customer Preferences Maintenances
  Customer related maintenances helps in defining various parameters as required by the bank, for processing Customer preferences.
• Messaging Maintenances
  Messaging related maintenances helps in defining various parameters as required by the bank, for processing Message related parameters.
• Advice Infrastructure Maintenances
  You can generate advices to customers for credits/debits to customer account generated as a result of inbound/outbound transactions. You can also generate MT900/910 as advices, if customer is having a valid BIC and preferred media is SWIFT.
• Access Rights Maintenances
  Access rights can be provided for queue action at user level or at user role level. Access rights maintained is validated when a user tries to do any action on the payment available in the queues.
• Common Payments Maintenances
  Generic maintenances helps in defining various parameters as required by the bank, for payment processing.
• Non STP Maintenances
  The Non STP Maintenances are for not processing the uploaded payments as STP payments. This maintenance depends upon STP rule and Customer Restriction Preference maintenance.
• Cross Border / High Value Payments Maintenance
  
• US Payments
  
• Verification Rule Maintenance
  
• India Payments Maintenance
  
• Inbound Debit Restrictions
  
• Payments Rule Engine
  
• BIC Cutoff
  
• MIS & UDF Maintenance
  
• External System Mapping