1. Payments Core User Guide
  2. Payment Maintenance
  3. India Payments Maintenance
  4. Beneficiary Registration

Beneficiary Registration

The Beneficiary Registration screen allows user to maintain the Beneficiary Registration details. Beneficiary details can be added per account number of the customer. Beneficiary Registration maintained is applicable for the transactions booked with the following payment types:
  • NEFT
  • India RTGS
  • IMPS
  1. On Homepage, specify PMDBENRN in the text box, and click next arrow.
    Beneficiary Registration screen is displayed.

    Figure 2-258 Beneficiary Registration

    Description of Figure 2-258 follows
    Description of "Figure 2-258 Beneficiary Registration"
  2. Click New button on the Application toolbar.
  3. On Beneficiary Registration screen, specify the fields.
    For more information on fields, refer to the field description below:

    Table 2-136 Beneficiary Registration - Field Description

    Field Description
    Host Code System defaults the Host Code of transaction branch on clicking ‘New’.
    Host Code Description System defaults the description of the Host Code.
    Account No Specify the Customer Account Number from the list of values. All valid accounts maintained in the system for the customer are listed.
    Beneficiary ID Account Currency of the selected Customer Account Number gets defaulted.
    Beneficiary Type Select the Beneficiary Type from the following:
    • A/C + IFSC
    • MMID + Mobile Number
    • Aadhaar Number
    Customer Name System defaults the Customer Name of the Account Number selected.
    Email ID System defaults the Email ID of the Account Number selected.
    Mobile Number System defaults the Mobile Number of the Account Number selected.
    Beneficiary Details --
    A/C + IFSC

    These details are applicable for the networks - NEFT, India RTGS and IMPS.

    Beneficiary Name Specify the Beneficiary Name. You can edit the details specified.
    Beneficiary Account Number Specify the valid Beneficiary Account Number in this field. You can edit the details specified,
    Beneficiary Account Type Select the Beneficiary Account type from the following:
    • Savings Bank
    • Current Account
    • Cash Credit
    • Loan Account
    • Overdraft
    • NRE
    IFSC Code Select the IFSC Code of the Beneficiary Bank. The remitting customer can search based on beneficiary bank branch IFSC Code, Bank Name and Branch Name.

    Note:

    IFSC Code is a 11- digit alpha-numeric code that uniquely identifies the bank branch participating in the NEFT. The first four alphabetic characters represents the bank name and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use.

    There is no validation to check the 11- digit IFSC Code length and format. This is operationally controlled.

    Bank Name System defaults the Bank Name of the IFSC Code selected.
    Branch Name System defaults the Branch Name of the IFSC Code selected.
    Mobile Number Specify the Mobile Number for the Beneficiary selected.
    Email ID Specify the Email ID for the Beneficiary selected.

    Note:

    System validates if the values for the fields - ‘IFSC Code, Beneficiary Account Number, Beneficiary Account Type, Beneficiary Name’ are entered for the Beneficiary Type ‘A/C + IFSC’ based registration.

    If not maintained, system gives warning message ‘Please enter Beneficiary Name, Account Number, Account Type, IFSC Code’.
    MMID + Mobile Number

    This is applicable only for the network - IMPS.

    Beneficiary Name Specify the Beneficiary Name. You can edit the details specified,
    MMID This is a seven-digit unique number of the beneficiary for transferring funds through MMID and mobile number combination. This field is editable.
    Mobile Number Specify the Mobile number of the beneficiary.

    Note:

    System validates if the values for the fields ‘MMID’, “Mobile Number’ are entered for the Beneficiary Type ‘MMID + Mobile Number’ based registration.

    If not maintained, system gives warning message ‘Please enter MMID, Mobile Number’.
    Aadhar Number

    This is applicable only for the network - IMPS.

    Beneficiary Name Specify the Beneficiary Name.
    Aadhaar Number Specify the valid Aadhaar Number. This is a 12-digit Aadhaar number of the beneficiary.

    Note:

    System validates if the value for the field ‘Aadhaar Number’ is entered for the Beneficiary Type ‘Aadhaar Number’ based registration.

    If not maintained, system gives warning message ‘Please enter Aadhaar Number’ .
    Beneficiary Address Details --
    Address Line 1 to 4 Specify the address.
    Network Details --
    Network Select the Network from the list of values for which the beneficiary registration to be maintained. All the valid network codes (NEFT/ India RTGS/ IMPS) applicable are listed.
    Network Description System defaults the Network Description of the Network selected.

    Note:

    During beneficiary registration for NEFT/RTGS network type, IFSC Code search will exclude home bank IFSC or home branch IFSC. Since only other bank customers can be added for NEFT/RTGS as beneficiaries.

Parent topic: India Payments Maintenance