1. Cross Border User Guide
  2. Cross Border Inbound Transaction
  3. Inbound Transaction Input
  4. Inbound Cross Border Payments View
  5. Credit Account Branch Based Routing Processing

Credit Account Branch Based Routing Processing

Branch code and Host code for an Incoming SWIFT message is derived based on the Message Queue Mapping maintenance (MSDQMAP) as per existing functionality. Once the transaction type is resolved as an Incoming SWIFT payment, below processing changes gets applied:
  • After performing the account resolution for an incoming SWIFT message, system derives the branch of the account number received in the field 59 of an incoming message.
  • Based on the Account number received in the field 59 of an incoming message, system checks if the account received is a Multi-Currency/Normal Account, Loan Account or General Ledger.
  • System matches the Account number received in field 59 with the below maintenances to resolve the Source Account branch.
    Function ID Function ID Description Matching Field Name
    STDCRACC External Customer Account Input Customer Account
    STDCRCLN External Consumer Loan Account Loan Account Number
    STDCRGLM External Chart of Accounts GL Code

    If the General Ledger account received in Field 59, then the branch code is retained as the
    same code.

  • If system is not able to match the account, then the account number received in Field 59 is matched with the below maintenances/field to resolve the Source Account branch.
    Function ID Function ID Description Matching Field Name
    STDCRACC External Customer Account Input Source Customer Account
    STDCRCLN External Consumer Loan Account Source Loan Account
  • If system is not able to match the account, then the account number received in Field 59 is matched with the below maintenances/field to resolve the Source Account branch.
    Function ID Function ID Description Matching Field Name
    STDCRACC External Customer Account Input IBAN Account
    STDCRCLN External Consumer Loan Account IBAN Account
  • If derived branch is different than the booking branch derived using the Message Queue Mapping Maintenance (MSDQMAP) screen, then derived branch gets updated as the transaction branch and transaction is routed to the derived branch.

    Note:

    If system is not able to resolve the Credit Account based on the Account number received in the field 59 of an incoming message the transaction is moved to repair queue from Repair queue if you change the Account number present in the field 59 and repairs the transaction, then Source Account branch resolution logic is not applied on changed Account number.

Parent topic: Inbound Cross Border Payments View