CNAPS Credit Inbound Payments Processing

As part of the inbound payment transactions, following message types can be received:
Sl.No. Payment Method Transfer Type
1 HVPS Customer transfer
2 HVPS Bank transfer
3 BEPS Customer transfer
4 BEPS Bank transfer
5 BEPS-Realtime Customer transfer
6 BEPS-Realtime Bank transfer
Based on the message type received, the inbound upload tables are populated. On receipt of CNAPS message, system sends the acknowledgment for BEPS Regular/HVPS payment methods. Message Process Code are populated as:
  • PR04-Accepted
  • PR09 –Rejected