User can search and view the virtual accounts by entering the search criteria. Only accessible virtual accounts are displayed for the user.

To view Virtual Account:

1. Perform the following navigation to access the screen.
   • From the Dashboard, click Toggle menu, click Virtual Account Management, then click Virtual Account. Under Virtual Account, click View/Edit Virtual Account.
2. In the Party Name field, select the party name and ID from the drop-down list.
3. Perform the following action to View Virtual account.
   • In the Virtual Account Number field, enter the Virtual Account Number.
   • In the Virtual Account Name field, enter the Virtual Account name.
   • From the Virtual Entity ID and Name field, select the virtual entity Id or name.
   • In the IBAN field, enter the IBAN Number.
   • From the Branch Name field, select the Branch name of the Virtual Account.
   • From the Currency field, select the currency of the Virtual Account.
   • From the Status field, select the status.

   Note:

   It is mandatory to specify any one of the above parameters to get the search result.
4. User can perform any one of the following action:
   • Click Search to search to view Virtual Account.
   • Click Clear to reset the entered data.
   • Click Cancel to cancel the Parent Account selection.
   The View Virtual Account screen appears.
   

   
   Description of the illustration view-virtual-account.png

   
   

   Table 4-3 View Virtual Account - Field Description

   Field	Description
   Party Name	Select the party name and ID from the drop down list to view the applicable Virtual Accounts. By default, the primary party of the logged-in user is selected. Note: Based on the party name selection, the mapped Virtual Accounts are displayed.
   Virtual Account Number	Specify the unique identification number assigned to virtual account.
   Virtual Account Name	Option to Search by Virtual Account Name.
   Virtual Entity	Select the Virtual Entity to which the Virtual Account belongs. User can search by either Virtual Entity ID or name.
   Show More Options	Information specified in below fields will get display if more options needed
   IBAN	Option to search by IBAN of the Virtual Account.
   Branch Name	Option to search by branch name of the Virtual Account.
   Currency	Option to search by currency of the Virtual Account.
   Status	Option to search by status if active or closed.
   Total Count of Records	Displays the total count of records based on the search criteria.
   Account Lists	Information Specified in below fields are related to Accounts Lists
   Virtual Account No. & Name	Displays the account number and name corresponding to the search criteria.
   IBAN	Displays the IBAN of the Virtual Account.
   Virtual Entity ID & Name	Displays the ID and name of the virtual entity corresponding to the Virtual Accounts.
   Branch	Displays the branch of the Virtual
   Currency	Displays the currency of the Virtual Account.
   Status	Displays the status of the Virtual Account, whether the Virtual Account is active or closed.

5. Click Manage Columns to reorder or modify or save column preferences in virtual account screen.

   View Virtual Account – Manage Columns overlay screen appears.

   
   

   
   Description of the illustration view-virtual-account-manage-columns.png

   
   

   Click Apply to apply the modified columns preferences.

   Click Reset to reset the columns preferences.

6. Click the Virtual Account Number & Name link to view the Virtual Account details.
   The Virtual Account - View screen is displayed.

   Figure 4-4 Virtual Account

   
   

   
   Description of "Figure 4-4 Virtual Account"

   
   

   Table 4-4 Virtual Account View- Field Description

   Field	Description
   Party Name	Displays the party name and ID mapped to the selected Virtual Account.
   Virtual Account Name	Displays the Virtual Account name with Status Tag if Active, Inactive, or Closed.
   Virtual Account Number	Displays the Virtual Account Number in unmasked format. Note: The Virtual Account Number is initially displayed in its masked format (For example showing only the last digits). On clicking an 'Eye' icon - the full Virtual Account number will be displayed until the user navigates away from the screen or taps the 'Eye' icon again.
   Available Balance	Displays the balance available in Virtual Account.
   Account Details	Information Specified in below fields are related to Account details
   Virtual Account Name	Displays the name of the Virtual Account corresponding to the account number.
   Virtual Entity ID & Name	Displays the name and ID of the virtual entity.
   Branch Name	Displays the Branch Name of the Virtual Account.
   Product	Displays the product name under which the Virtual Account is opened.
   Account Lists	Information Specified in below fields are related to Account lists details
   Purpose	Displays the purpose of the Virtual Account.
   Currency	Displays the currency associated with the Virtual Account.
   Linkage	Displays the linkage type of the Virtual Account to Structure or Real Account.
   Structure Name	Displays the name of the structure to which the Virtual Account is added. Note: This field appears only if the linkage type is selected as Structure.
   Parent Account Number	Displays the parent account number and name to which the Virtual Account is linked. Note: This field appears only if the linkage type is selected as Structure.
   Real Account Number	Displays the Real account number and name to which the Virtual Account is linked. Note: This field appears only if the linkage type is selected as Real Account. .
   Interest Calculation Required	Displays whether interest calculation is required at the account level.
   Interest Rates	Displays the Interest Rates link for Virtual Account where the interest calculation is required.
   Interest History	Displays the Interest History for Virtual Account where the interest calculation is required.
   Creation Date	Displays the account creation date.
   Account Expiry Date	Displays the date of expiry of the virtual account.
   Expired	Displays the expiry status of virtual account. Note: If an account is expired, User will be allowed to - Modify Virtual Account Details including Expiry Date Generate and view expired Virtual Accounts Statements Modify access rights for an expired Virtual Account.
   Correspondence Address	Information Specified in below fields are related to Correspondence Address details
   Address Line 1	Displays the correspondence address line 1 of the Virtual Account holder.
   Address Line 2	Displays the correspondence address line 2 of the Virtual Account holder
   Address Line 3	Displays the correspondence address line 3 of the Virtual Account holder.
   Address Line 4	Displays the correspondence address line 4 of the Virtual Account holder.
   Country	Displays the country name of the Virtual Account holder.
   Post Code	Displays the post code of the Virtual Account holder.
   Structured Address	Information Specified in below fields are related to structured address details
   Department	Displays the department of the Virtual Account holder.
   Sub-Department	Displays the sub-department of the Virtual Account holder.
   Street Name	Displays the street name of the corporate Virtual Account holder.
   Building Number	Displays the building number of the Virtual Account holder.
   Building Name	Displays the building name of the Virtual Account holder.
   Floor	Displays the floor number of the corporate Virtual Account holder.
   Post Box	Displays the post box number of the Virtual Account holder.
   Room	Displays the room number of the corporate Virtual Account holder.
   Post Code	Displays the post code of the Virtual Account holder.
   Town Name	Displays the town name of the corporate Virtual Account holder.
   Town Location Name	Displays the town location name of the corporate Virtual Account holder.
   District Name	Displays the district name of the corporate Virtual Account holder.
   Country Subdivision	Displays the country subdivision of the corporate Virtual Account holder.
   Country	Displays the country name of the corporate Virtual Account holder.
   Preferences	Information specified below are related to Preferences
   IBAN Required	Displays whether the IBAN is required.
   IBAN Number	Displays the IBAN number of the Virtual Account.
   Balance Check for Debits	Displays whether minimum balance is to be checked for account debit.
   Balance Availability Options	Displays whether balance available is in own account.
   Debit Transaction Allowed	Displays whether debit transactions are allowed in the account.
   Credit Transaction Allowed	Displays whether credit transactions are allowed in the account.
   Account Frozen	Displays whether the account is frozen.
   Overdraft Allowed	Displays whether overdraft facility is available on the Virtual Account.
   Overdraft Amount	Displays the fixed amount as overdraft on the Virtual Account. Note: This field is displayed if you select Overdraft Allowed preference.
   Available in Liquidity Management	Displays whether the Virtual Account is available in Liquidity Management. The available options are Yes No

Account Balance Details

Application displays the Account Balance maintained for Virtual Account.

7. Click the Available Balance link to view the Virtual Account balance details.

   The Account Balance Details screen appears.

   Figure 4-5 Account Balance Details

   
   

   
   Description of "Figure 4-5 Account Balance Details"

   
   

   Table 4-5 Account Balance Details - Field Description

   Field	Description
   Account Number	Displays the Virtual Account Number.
   Account Currency	Displays the name of the currency name under which the Virtual Account is to be opened.
   Account Name	Displays the name of the Virtual Account Holder.
   Balance	Displays the balance in Virtual account.
   Child Contributions	Displays the contributions made by the linked child Virtual Accounts.
   Blocked Child Contributions	Displays the blocked amount of the linked child Virtual Accounts.
   Blocked Amount	Displays the blocked amount, which cannot be utilized.
   Unapproved Debit	Displays the unauthorized debit amount..
   Overdraft Amount	Displays the fixed amount as overdraft on the Virtual Account.
   Deferred Amount	Displays the deferred amount on the Virtual Account.
   Available Balance	Displays the name of the structure to which the Virtual Account is added. This field appears only if the Linkage type is selected as Structure.
   Unapproved Credit	Displays the unauthorized credit amount.
   Transaction Inquiry	Click on the ink to view the transactions of the virtual account for the specified period. For information, refer Transaction Inquiry section.

Interest Rates

Application displays the interest rates maintained for Virtual Account.

8. Click the Interest Rates hyperlink to view the Interest Rates details.

   The Interest Rates screen appears.

   
   

   
   Description of the illustration interest-rates.png

   
   

   Table 4-6 Interest Rates- Field Description

   Field	Description
   Interest Product	Displays the name of the interest product for which the interest rates are maintained.
   Rate Description	Displays the description of the interest rate.
   Effective Date	Displays the date from which the interest rate is effective.
   Currency	Displays the name of the currency name under which the Virtual Account is to be opened.
   Rate	Displays the interest rate maintained for the product.
   Rate Code	Displays the rate code maintained for the product.

Interest History

Pop-up displays the interest history between the selected dates for the product. By default, Interest History will be populated for the last 6 months whichever configured at the system.

9. Click the Interest History hyperlink to view the Interest History details.
   The Interest History pop up screen appears.
   

   
   Description of the illustration interest-history.png

   
   

   Table 4-7 Interest History- Field Description

   Field	Description
   From Date	Specify the date from when the interest history must be generated.
   To Date	Specify the date till when the interest history must be generated.

Interest Details

10. User can perform any one of the following action.
    • Click Search to view interest details for the product
    • Click Clear to clear the search criteria.
    • Click Download to download the interest details in .csv format.

    Table 4-8 Interest details - Field Description

    Field	Description
    Start Date	Displays the date from when the interest is calculated.
    End Date	Displays the date till when the interest is calculated.
    Interest Product	Displays the name of the interest product for which the interest history is generated.
    Gross Credit Interest	Displays the gross credit interest.
    Tax Deducted	Displays the tax deducted for the interest.
    Net Credit Interest	Displays the net credit interest.
    Debit Interest	Displays the debit interest.
    Last Accrual Date	Displays the last date when the interest is accrued.
    Liquidation Date	Displays the liquidation date.

View Transactions

Pop-up displays the transaction details between the selected dates for the selected Virtual Account.

11. Click three dot icon and select the View Transactions option to view the transactions details.
    The View Transactions screen appears.
    

    
    Description of the illustration view-transactions.png

    
    

    Table 4-9 View Transactions- Field Description

    Field	Description
    From Date	Specify the date from when the transaction details must be generated.
    To Date	Specify the date till when the transaction details must be generated.

12. User can perform any one of the following action.
    • Click Search to view interest details for the product
    • Click Clear to clear the search criteria.
    • Click Download to download the interest details in .csv format.

    Table 4-10 Transaction details - Field Description

    Field	Description
    Transaction Date	Displays the date on which the transaction is processed.
    Value Date	Displays the date on which the transaction is executed.
    Description	Displays the brief description of the transaction.
    Reference Number	Displays the reference number of the transaction.
    Amount	Displays the debit/ credit amount of the transaction.
    Dr/Cr	Displays the transaction type as Credit or Debit.
    Balance	Displays the running balance of the Virtual Account.

View Restrictions

Pop-up displays the restriction details between the selected dates for the selected Virtual Account.

13. Click three dot icon and select the View Restrictions option to view the restrictions details for the Virtual Account.

    The View Restrictions screen appears.

    
    

    
    Description of the illustration view-restrictions.png

    
    

    Note:

    The View Restrictions option appears only if the product supports the Virtual Account Restrictions.

    Table 4-11 Virtual Account View- Field Description

    Field	Description
    Balance Restrictions	Information specified in below fields are related to balance restrictions
    Maximum Allowed Balance	Displays the maximum balance that can be allowed for a specific Virtual Account
    Transaction Restrictions	Information specified in below fields are related to transaction restrictions
    Restriction	Displays the unique identifier for the restriction.
    Period	Displays the date range within which the specified restriction is applicable.
    Allowed Count	Displays the maximum number of transactions allowed for the specified period.
    Utilized Count	Displays the current number of transactions utilized in the specified period.
    Available Count	Displays the current number of transactions available for the specified period.
    Allowed Amount	Displays the maximum amount allowed for the specified period. Note: If restriction is maintained as ‘per transaction’ then only Allowed Amount is displayed and all other amounts are not applicable.
    Utilized Amount	Displays the current amount utilized in the specified period. Note: If restriction is maintained as ‘per transaction’, then only Allowed Amount is edit and all other amounts are not applicable.
    Available amount	Displays the amount available for the specified period

Restrictions Maintenance

Restrictions Maintenance screen allows the user to modify the restriction details for the period for the selected Virtual Accounts.

14. Click icon and select the Edit Restrictions option to modify the restriction details.

    The Restrictions Maintenance screen appears.

    
    

    
    Description of the illustration restrictions-maintenance.png

    
    

    Note:

    The Edit Restrictions option appears only if the product supports the Virtual Account Restrictions.

    Table 4-12 Restrictions Maintenance- Field Description

    Field	Description
    Party Name	Displays the unique identifier for the restriction.
    Virtual Account	Displays the date range within which the specified restriction is applicable.
    Virtual Entity	Displays the maximum number of transactions allowed for the specified period.
    Branch Name	Displays the current number of transactions utilized in the specified period.
    Currency	Displays the current number of transactions available for the specified period.
    Balance Restrictions	Information specified in below fields are related to balance restrictions
    Maximum Allowed Balance	Specify the maximum balance that can be allowed for a specific Virtual Account
    Transaction Restrictions	Information specified in below fields are related to transaction restrictions
    Restriction	Displays the unique identifier for the restriction.
    Period	Displays the date range within which the specified restriction is applicable.
    Allowed Count	Specify the maximum number of transactions allowed for the specified period.
    Utilized Count	Displays the number of transactions utilized in the specified period.
    Available Count	Displays the number of transactions available for the specified period.
    Allowed Amount	Specify the maximum amount allowed for the specified period.
    Utilized Amount	Displays the current amount utilized in the specified period
    Available Amount	Displays the amount available for the specified period

15. User can perform any one of the following action. .
    • Click Submit. Review Screen Appears
    • ClickCancel to discard the changes.
    • ClickBack to navigate to the previous screen.
16. User can perform any one of the following action.
    • Verify the details and Click Confirm
    • ClickCancel to discard the changes.
    • ClickBack to navigate to the previous screen.
17. The success message of Restrictions Maintenance is displayed along with the reference number. User can perform any one of the following action.
    • Click Home to navigate to the dashboard screen.
    • Click Go To Overview to navigate to the Virtual Account management dashboard.
18. User can perform any one of the following action.
    • On View Virtual Account screen, clickEdit to modify and update the Virtual Account.
    • Click Back to navigate back to previous screen.