This topic provides the systematic instructions about to upload the inquiry in trade finance.

When the user clicks on the File Reference ID from the summary page of the Islamic trade finance file, a new screen appears. This screen allows the user to see the files uploaded by the corporate user for Islamic Trade Finance while creating Islamic LC templates and Islamic BG templates in bulk. The screen shows essential file details such as name, status, reference ID, and the file journey.

Users can download files, an error report if the file has an error status, and they can also download a response file to see the details at the record level.

The file details section displays a summary of the file's records along with the status of each record. Users can delete a specific record if it is dated in the future or has not been processed.

Users have the option to see the record details by clicking the link provided for each record.

The user will be taken to a screen displaying the specific record details, including the file information used for the upload.

The details of each record are tailored to the transaction type the user is asking about.

Figure 1-9 File Details – LC Template Creation (Islamic)

Description of "Figure 1-9 File Details – LC Template Creation (Islamic)"

Figure 1-10 File Details – BG Template Creation (Islamic) Field Description Field Name

Description of "Figure 1-10 File Details – BG Template Creation (Islamic) Field Description Field Name"

1. On Uploaded Files Inquiry screen, specify the fields
   For more information refer to the field description table below:

   Table 1-5 Uploaded Files Inquiry

   Field Name	Description
   File Name	File name of the uploaded file. User can download the file by clicking in the icon available besides the file name.
   Transaction Type	Displays the transaction type associated with the file.
   File Reference ID	Displays the file reference number, which was generated while uploading the file.
   Number of Records	Displays the total number of records uploaded as a part of the file.
   File Status	Displays the status of the file uploads.
   Error Report	Shows an icon to download the error file in case the uploaded file faced some runtime issue and failed to execute.
   Response File Download	Shows an icon to download the error response file.
   Transaction Reference ID	The transaction reference number, which was generated at the time of transaction execution.
   File Workflow	Flow displaying various stages and status of file upload.
   Record List – LC Template Creation (Islamic)	If the user is inquiring for ‘Islamic LC Template Create’ type of transaction, the following fields are displayed.
   Record Reference Number	The reference ID for identification of the records.
   Beneficiary Name	The beneficiary against whom LC template is created.
   Draft At	The LC draft type that is 'Sight' or 'Usance'.
   Type	The corresponding LC product type.
   LC Amount	The amount of LC.
   Status	Status of the records of the uploaded file.
   Action	Icon to download the e-receipt. This column appears if the record status is Approved.
   Record List – Beneficiary Creation (Islamic)	If the user is inquiring for ‘Beneficiary Creation’ type of transaction, following fields are displayed.
   Record Reference Number	The reference ID for identification of the records.
   Beneficiary Name	The beneficiary’s name against whom BG template is created
   Product	The BG product type. 'GLIR - Islamic Guarantee Issuance / Reissuance upon receiving request' or ' GLAM - Islamic Guarantee Issuance / Reissuance upon receiving request'.
   Type of Guarantee	The corresponding BG Type of Undertaking.
   LC Amount	The amount of BG.
   Status	Status of the records of the uploaded file.
   Action	Icon to download the e-receipt. This column appears if the record status is Approved.

2. Perform the following action to download the file.
   • In the File Name field, click to download the originally uploaded file.
   • In the Response File Download field click to download the response file.
3. Perform the following action to download the file or delete the file or navigate to the previous screen. the file.
   • Click Download as to download the file in .pdf or .csv format.
   • Click Delete to delete the uploaded file.
   • Click Back to navigate to the previous screen.

   Note:

   If there is an error during file verification (i.e. the file is in error status), an option will be available to download the generated error file.
   FAQ

   1. What are some of the validations that a file goes through at various stages, in its life cycle?

      The following are the validations performed on an uploaded file by Oracle Banking Digital Experience and subsequently by the Host, before file is liquidated.

      Table 1-6 Validation

      Events	Applicable to	Checks
      On File Upload	All Files	File contents should not match an already uploaded file
      On File Upload	All Files	File should not exceed the Maximum Size limit
      On File Upload	All Files	The File Extension type should be the ones permitted
      On File Upload	All Files	The file should not be Malicious
      At Pre-Processing	All Files	The format for all fields, should be as templated viz., Date, Currency in accordance with ISO standards, CIF- numeric, account number-alphanumeric etc.
      At Pre-Processing	All Files	The CIF should be valid, should exist
      At Pre-Processing	All Files	CIF and Debit account should belong to each other
      At Pre-Processing	All Files	User should have access to Debit Account
      At Pre-Processing	All Files	Debit account should not be in closed status
      At Pre-Processing	All Files	Transaction Limits are not violated at user level
      At Pre-Processing	All Files	Payment date should not be in the past
      At Pre-Processing	All Files	Payment date should not be a holiday as per the host calendar maintenance
      At Pre-Processing	All Files	Debit account should be a CASA account, not loan or TD
      At Pre-Processing	All Files	Debit currency in the file, should match the currency of the CASA account
      At Pre-Processing	Internal Files	Transaction currency should match either the debit or credit CASA
      At Pre-Processing	Internal Files	The Credit Account should be a CASA account, not loan or TD
      At Pre-Processing	All SDSC and SDMC files	A file with multiple records, should have the same debit account
      At Pre-Processing	Internal Ad hoc	The Purpose of remittance should be valid
      At Pre-Processing	Domestic Files	The NEFT / RTGS code should be valid
      At Approval	All Files	Cumulative limits should not be violated either for the Approver and the Party
      Validations in Core	All Files	The Debit account should have sufficient balance
      Validations in Core	All Files	Debit account should not be in dormant status
      Validations in Core	All Files	Debit account should not be in debit block status
      Validations in Core	Internal Files	The Credit CASA account should not be closed
      Validations in Core	Internal Files	There should not be a Credit Block on the CASA account
      Validations in Core	International Files	The BIC / SWIFT code should be valid, as per the BIC / Clearing directory as maintained in the host system

   2. If some records in a file are liquidated, others are deleted, what will the status of the file be?
      The table below displays the file status used to represent different stages of the file upload. If all records in the file are liquidated, the file status will be marked as processed. If some records are liquidated while the others are rejected, the file status will still be processed. However, if any records are liquidated and the rest have errors, the file status will be processed with exceptions.

      Table 1-7 File Status

      Verified	Approved	Processing in Progress	Liquidated	Rejected	Deleted	Error	File Status
      All	-	-	-	-	-	-	Verified
      -	All	-	-	-	-	-	Approved
      -	-	All	-	-	-	-	Processing in Progress
      -	-	-	All	-	-	-	Processed
      -	-	-	-	All	-	-	Rejected
      -	-	-	-	-	All	-	Deleted
      -	-	-	-	-	-	All	Error
      -	-	-	1	1	-	-	Processed
      -	-	-	1	-	1	-	Processed
      -	-	-	1	-	-	1	Processed with exception
      -	-	-	1	1	1	-	Processed
      -	-	-	1	1	1	1	Processed with exception
      -	-	-	-	1	1	-	Deleted
      -	-	-	-	1	-	1	Processed with exception
      -	-	-	-	-	1	1	Processed with exception

   3. If a payment file is in the approved status, does it mean that all the records are successfully liquidated?

      No, the file still has to successfully pass validations in the host system, before records are processed.

   4. Can a user delete the entire file or deletion of only individual records within a file is allowed?
      Whether only records can be deleted, or the entire file will be deleted depends on the accounting type of the file, and the approval type (Record Level or File level).

      The table below throws light on the combinations allowed.

      Accounting Type	Authorization Type	File / Record Deletion allowed?
      SDMC	File Level	Not allowed
      SDSC	File Level	Not allowed
      SDSC	Record Level	Only records can be deleted, and not the entire file.
      MDMC	Record Level	Only records can be deleted, and not the entire file.

   5. If a working window is set for the File Upload transaction – how will processing be impacted outside of the working window?

      Outside of the transaction working window set for file uploads, processing will depend on whether the file has a Record Level approval or a File Type approval.

      Files with a File Type approval – will be rejected, outside of the transaction working window Files with Record Type approval – if some records are processed within the working window, will be completed – if processing of some records, falls outside of the working window – these will be rejected.

   6. What is the impact of limits on processing of File Upload transactions?

      File uploads transaction will utilize limits depending on if the transfer is an internal, domestic, or international funds transfer.

      Further, for domestic funds transfer – limits are defined for each network – NEFT, RTGS and IMPS. Limits will be checked at the pre-processing’s stage for file uploads.

   7. After a file is successfully uploaded, is the user provided notifications on its status?

      Yes, Users mapped to the FI – initiators and approvers of the file, are provided with alerts / notification, as file progresses from the Uploaded stage to Approved to Processing in Progress to the Processed stage. Alternately, users can log in to view the status of the file.