3.2.2 Create Pool Structure

This topic describes the systematic instruction to Create Pool Structure screen, that enables the user to build the pool structure to perform the notional movement of funds, the account balances are notionally consolidated and interest computations carried out on such notional balances.

  1. On the Liquidity Management Structure Creation screen, click Get Started under the Pool Structure section.
    The Create Pool Structure – Structure Parameters displays.

    The first step of pool structure creation involves defining the basic details of the pool structure like structure name, effective date, end date, etc.

    Figure 3-42 Create Pool Structure – Structure Parameters


    Description of Figure 3-42 follows
    Description of "Figure 3-42 Create Pool Structure – Structure Parameters"

    For more information on fields, refer to the field description table.

    Table 3-27 Create Pool Structure - Structure Parameters

    Field Description
    Party Name Select the party name and ID from the drop-down list in which the account structure must be created.

    By default, the primary party of the logged-in user is selected.

    Note: Only accessible parties are displayed to the user.

    Structure Parameters Information specified in below fields are related to structure parameters.
    Structure Name Specify the name of the pool structure that is to be created.
    Effective Date Select the date from which the account structure execution should take place.
    End Date Select the date till which the account structure execution should take place.
    Charge Account Click Search and select the charge account from which the charges can be collected.

    Note: Only accessible internal accounts of the primary party and the linked parties as part of GCIF will be displayed. This field is non-mandatory.

    User can search the charge account by account name, account number, branch or currency based on the parameters set in the system configuration and also displays these details in the search results and the respective fields once the required account is selected.
    Interest Method Select the method by which the interest is calculated.
    The available options are:
    • Interest
    • Advantage
    • Ratio
    Pool Details Information specified in below fields are related to pool details.
    Reallocation Method Select the method in which the interest is shared with the participating accounts within the account structure.
    The available options are:
    • Absolute Pro-Data Distribution – Absolute balances of all accounts are considered, and the interest is shared proportionally to all accounts.
    • Central Distribution – The interest arrived at is credited to one central account, which can be any one of the participating accounts or a separate account.
    • Even Direct Distribution – Interest reward is evenly spread across all accounts with positive balances.
    • Even Distribution – The interest is evenly distributed among the participating accounts.
    • Fair Share Distribution – If the interest is positive, it is distributed among the positive contributors in the ratio of their contribution and if the interest is negative, it is distributed among the negative contributors in the ratio of their contribution.
    • No Reallocation – No interest is paid back to the child accounts.
    • Reverse Fair Share Distribution – If the interest is positive, it is distributed among the negative contributors in the ratio of their contribution and if the interest is negative, it is distributed among the positive contributors in the ratio of their contribution.
    Note:
    • This field is disabled if the Interest Method is selected as Ratio.
    • The Percentage Reallocation method is also available, but it can be defined only at the pair parent level in Select Reallocation Method & Link Accounts.
    Central Account Number Specify the account in which the interest arrived is credited to one central account, which can be any one of the participating accounts or a separate account.

    This field appears if the user selects Central Distribution from the Reallocation Method list.

    Note: User can search the central account number by account name, account number, branch or currency based on the parameters set in the system configuration and displays these details in the search results and the respective fields once the required account is selected.

    Central Account Currency & Branch Displays the currency and branch of the central account.

    This field appears if the user selects Central Distribution from the Reallocation Method list and select central account number from drop-down.

  2. In the Party Name field, select the party name and ID from the drop-down list.
  3. In the Structure Name field, specify the name of the account structure.
  4. From the Effective Date and End Date list, select the appropriate date to set up the instruction.
  5. From the Charge Account list, select the charge account.
  6. From the Interest Method list, select the appropriate method for interest calculation.
  7. From the Reallocation Method list, select the appropriate reallocation method.
    If the user has selected central distribution option:

    From the Central Account Number list, select the appropriate account.

  8. Perform any one of the following actions:
    • Click Next to navigate to Create Pool Structure – Build Structure screen.
    • Click Cancel to cancel the operation and navigate back to Dashboard screen.
    • Click Back to navigate back to the previous screen.

As a part of following step, the user can build the structure by adding the header and child accounts.

By default, the Build Structure screen displays in tree view.

Figure 3-43 Create Pool Structure – Build Structure


Description of Figure 3-43 follows
Description of "Figure 3-43 Create Pool Structure – Build Structure"

  1. Click Table View to build the structure in the table view.
    The Create Pool Structure - Build Structure - Table View screen displays.

    Figure 3-44 Create Pool Structure - Build Structure – Table View


    Description of Figure 3-44 follows
    Description of "Figure 3-44 Create Pool Structure - Build Structure – Table View"

    For more information on fields, refer to the field description table.

    Table 3-28 Create Pool Structure - Build Structure – Table View

    Field Name Description
    Structure Code Displays the structure ID of the structure.
    Structure Type Displays the type of the structure.
    Structure Name Displays the name of the structure.
    Charge Account Displays the charge account number and account name from which the charges can be collected.

    Note: Only accessible internal accounts of the primary party and the linked parties as part of GCIF will be displayed. This field will appear only if the user selects the charge account number.

  2. Click Start Building Structure to build the structure.

Create Pool Structure – Create Header Account

The Create Pool Structure – Create Header Account overlay screen displays.

Figure 3-45 Create Pool Structure – Create Header Account


Description of Figure 3-45 follows
Description of "Figure 3-45 Create Pool Structure – Create Header Account"

As a part of following step, the user can create the header account in which the funds will concentrated. For more information on fields, refer to the field description table.

Table 3-29 Create Pool Structure – Create Header Account

Field Name Description
Branch Select the branch name for the header account.
Currency Select the currency for the header account.

  1. In the Branch field, select the branch name for the header account.
  2. In the Currency field, select the currency for the header account.
  3. Perform any one of the following actions:
    • Click Add the header account is created and added to the Create Pool Structure – Added Header Account screen.
    • Click Close to close the overlay screen.
    Once the header account is created, the user can further link the child accounts. This screen is available in both the tree and table view.

    Figure 3-46 Create Pool Structure – Added Header Account – Tree View


    Description of Figure 3-46 follows
    Description of "Figure 3-46 Create Pool Structure – Added Header Account – Tree View"

    Table 3-30 Create Pool Structure – Added Header Account

    Field Description
    Structure Code Displays the structure ID of the structure.
    Structure Type Displays the type of the structure.
    Structure Name Displays the name of the structure.
    Charge Account Displays the charge account number and account name from which the charges can be collected.

    Note: Only accessible internal accounts of the primary party and the linked parties as part of GCIF will be displayed. This field will appear only if the user selects the charge account number.

    Notional Header Information specified in below fields are related to notional header account card.
    Branch Displays the branch name for the header account.
    Currency Displays the currency for the header account.
    link Displays the number of the child account(s) linked to the parent account.
  4. Click table view to view the added accounts in the table view.
    The Create Pool Structure - Added Header Account - Table View screen displays.

    Figure 3-47 Create Pool Structure – Added Header Account – Table View


    Description of Figure 3-47 follows
    Description of "Figure 3-47 Create Pool Structure – Added Header Account – Table View"

    For more information on fields, refer to the field description table.

    Table 3-31 Create Pool Structure – Added Header Account – Table View - Field Description

    Field Description
    Structure Code Displays the structure ID of the structure.
    Structure Type Displays the type of the structure.
    Structure Name Displays the name of the structure.
    Charge Account Displays the charge account number and account name from which the charges can be collected.

    Note: Only accessible internal accounts of the primary party and the linked parties as part of GCIF will be displayed. This field will appear only if the user selects the charge account number.

    Header Account Information specified in below fields are related to header account and each child account.
    Account Name Displays the name of the customer linked to the user's account.
    Account Number Displays the account number of the user in masked format.

    Note: This field is left blank for notional header accounts.

    Account Type Displays the type of account. The available options are:
    • Internal: An account which is internal to the bank.

    Note: This field is left blank for notional header accounts.

    Location/Branch Displays the location/branch name of the bank.
    Currency Displays the currency of the account.
    Linked Accounts Displays the number of the child account(s) linked to the parent account.
  5. Click Kebab and then click Link to add the child accounts for the selected parent account.
    • The Create Pool Structure - Select Reallocation Method & Link Accounts overlay screen displays.
    • Click Undo Link. A undo link account pop-up displays confirming the removal of accounts.
      Description of undo-link-account.png follows
      Description of the illustration undo-link-account.png

    • Click OK, if the user wants to remove the added header account.
    • Click Cancel to cancel the removing process.

The user can search and select the accounts to be linked to the selected header/parent account. The filtered account list for which the user has access to will appear for linking the accounts. For GCIF enabled environment, the account list also shows the linked party account of the transaction party.

Note:

If the selected account is already part of existing Pool Structure or the selected account is already present in pool part of Hybrid Structure. Then user cannot link the selected account to the Pool Structure. This condition is applicable only if the cash concentration method is selected as pool.

  1. From the Reallocation Method list, select the reallocation method.
    Select the accounts that the user wants to link to the header account.

    In the Search By Party Name, Account Number field, specify and search the complete or partial account details to display the list of accounts that matches across the fields in the table and select the accounts that the user want to link to the header account.

    Note:

    The user can either select the accounts directly in the overlay or can use the UI search to filter and select additional records. In this case, the accounts that were filtered using UI search will appear at the top, while those selected before applying UI search will appear at the bottom.

    Figure 3-48 Create Pool Structure – Select Reallocation Method & Link Accounts


    Description of Figure 3-48 follows
    Description of "Figure 3-48 Create Pool Structure – Select Reallocation Method & Link Accounts"

    For more information on fields, refer to the field description table.

    Table 3-32 Create Pool Structure – Select Reallocation Method & Link Accounts – Field Description

    Field Description
    Reallocation Method Select the method in which the interest is shared with the participating accounts within the account structure.
    The available options are:
    • Absolute Pro-Data Distribution
    • Central Distribution
    • Even Direct Distribution
    • Even Distribution
    • Fair Share Distribution
    • No Reallocation
    • Percentage Allocation
    • Reverse Fair Share Distribution
    Search Specify and search the complete or partial account details and display the list of accounts that matches across the fields in the table.
    Select All Select the check-box to select all the accounts.
    Account Number & Name Displays the account numbers and name of the user in masked format.
    Account Type Displays the type of account.
    The available options are:
    • Internal: An account which is internal to the bank.
    Party Name Displays the name of the party linked to the account.
    IBAN Displays the IBAN number of the account.
    Branch Displays the branch name of the account.
    Currency Displays the currency of the account.
    info Accounts marked with this symbol, are marked for regulated debit.
  2. Click Set Instructions. This button is enabled only if the Reallocation Method is selected as Percentage Allocation.
    • The Create Pool Structure –Reallocation overlay screen displays.

    • Click Build to add the child accounts to the header account. The Create Pool Structure – Submit screen displays.

    • Click Closeto close the overlay screen.

Once the child accounts are selected, the user can further set the allocation percentage for each child accounts. This screen is applicable only if the Reallocation Method is selected as Percentage Allocation.

Note:

The Show All Pairs link displays when there are existing child accounts and user is trying to add new nodes at parent level. In cases when the Show All Pairs links displays, user can modify the Percentage Reallocation only after clicking the link.

  1. Click Edit to modify the allocation percentage for the child account.
  2. In the Allocation Percentage field, specify the allocation percentage for the child account(s).
  3. Click Update to update the changes made in the percentage allocation for the child account(s).

    Figure 3-49 Create Pool Structure – Reallocation


    Description of Figure 3-49 follows
    Description of "Figure 3-49 Create Pool Structure – Reallocation"

    For more information on fields, refer to the field description table.

    Table 3-33 Create Pool Structure – Reallocation - Field Description

    Field Description
    Reallocation Method Displays the method in which the interest is shared with the participating accounts within the account structure.

    By default, the value appears as Percentage Allocation.

    Account Number & Name Displays the account numbers and name of the account in masked format.
    Allocation Percentage Specify the allocation percentage for the child accounts.

    Note: The sum of the allocation percentage for all child accounts must be 100. This condition is applicable only for first level (accounts directly linked with notional header).

    Note: If the user wants to undo link any of the child nodes from the structure, then the user needs to zero the percentage of the node.

  4. Click Build to add the child accounts to the header account.

This screen enables the user to view the added accounts in both the tree and table view.

Note:

Only header node and its immediate child accounts will appear on the screen initially. To view further nodes, click on the respective nodes to expand and view its child accounts. Pagination will be displayed at every level of structure layer and displayed if the number of nodes exceeds the allowed limit as per the configuration.

Figure 3-50 Create Pool Structure – Submit - Tree View


Description of Figure 3-50 follows
Description of "Figure 3-50 Create Pool Structure – Submit - Tree View"

For more information on fields, refer to the field description table.

Table 3-34 Create Pool Structure - Submit - Tree View – Field Description

Field Description
Structure Code Displays the structure ID of the structure.
Structure Type Displays the type of the structure.
Structure Name Displays the name of the structure.
Charge Account Displays the charge account number and account name from which the charges can be collected.

Note: Only accessible internal accounts of the primary party and the linked parties as part of GCIF will be displayed. This field will appear only if the user selects the charge account number.

Notional Header Information displayed on notional header account card in Tree view.
Branch Displays the branch name for the header account.
Currency Displays the currency for the header account.
Link Displays the number of the child account(s) linked to the parent account.
Real Account Information displayed on real account card.
Account Name Displays the name of the account.
Account Number Displays the account number of the user in masked format.
Location Displays the location of the account.
Account Type Displays the type of account.
The available options are:
  • I: An account which is internal to the bank.
Account Currency Displays the currency of the account.
Link Displays the number of the child account(s) linked to the parent account.

  1. Click Table View to view the added accounts in the table view.
    The Create Pool Structure - Table View screen displays.

    Figure 3-51 Create Pool Structure - Table View


    Description of Figure 3-51 follows
    Description of "Figure 3-51 Create Pool Structure - Table View"

    For more information on fields, refer to the field description table.

    Table 3-35 Create Pool Structure - Table View – Field Description

    Field Description
    Structure Code Displays the structure ID of the structure.
    Structure Type Displays the type of the structure.
    Structure Name Displays the name of the structure.
    Charge Account Displays the charge account number and account name from which the charges can be collected.

    Note: Only accessible internal accounts of the primary party and the linked parties as part of GCIF will be displayed. This field will appear only if the user selects the charge account number.

    Header Account Information displayed for header account and each child account.
    Account Name Displays the name of the customer linked to the account.
    Account Number Displays the account number of the user in masked format.

    Note: This field is left blank for notional Header accounts.

    Account Type Displays the type of account.
    The available options are:
    • Internal: An account which is internal to the bank.

    Note: This field is left blank for notional header accounts.

    Location/Branch Displays the location/branch name of the bank.
    Currency Displays the currency of the account.
    Linked Accounts Displays the number of the child account(s) linked to the parent account.

    Note:

    Only header node and its immediate child accounts will appear on the screen initially. To view further nodes, click on the respective nodes to expand and view its child accounts.
  2. Click Kebab and then click Link to add the additional child accounts for the selected parent account.
    • The Create Pool Structure – Select Reallocation Method & Link Accounts overlay screen displays.
    • Click Reallocation to view the reallocation details for the account pairs. This option will appear only for the parent accounts with the child accounts.

      The Create Pool Structure – Reallocation screen displays.

    • Click Account Details to view the account details.

      The Account Details overlay screen displays, refer to topic Create Pool Structure.

    • Click Undo link. A undo link account pop-up displays confirming the removal of accounts.

    If the reallocation percentage is greater than zero for the selected child node, then the below Undo Link Account pop-up displays.


    Description of undo-link-account-reallocation.png follows
    Description of the illustration undo-link-account-reallocation.png

    If the reallocation percentage is set to be zero, then the below Undo Link Account pop-up displays.
    Description of undo-link-account.png follows
    Description of the illustration undo-link-account.png

    Note:

    If the user wants to undo link any of the child nodes from the structure, then the user needs to zero the percentage of that node.
    • Click OK, if the user wants to remove the added header account.
    • Click Cancel to cancel the removing process.
  3. Perform any one of the following actions:
    • Click Submit to submit the pool structures. The Create Pool Structure – Review screen displays.
    • Click Cancel to cancel the operation and navigate back to Dashboard.
    • Click Back to navigate back to the previous screen.

This screen enables the user to review the updated structure details in the new structure.

Figure 3-52 Create Pool Structure – Review


Description of Figure 3-52 follows
Description of "Figure 3-52 Create Pool Structure – Review"

  1. Click Kebab and view the Account Details and Reallocation of added accounts.

    Note:

    The Reallocation option will be enabled only after the parent accounts nodes are expanded.
  2. Perform any one of the following actions:
    • Click on Click here to view more details of the structure to review the structure.
    • Click Confirm to create the pool structure.
    • Click Cancel to cancel the operation and navigate back to dashboard.
    • Click Back to navigate back to the previous screen.
    The Create Pool Structure – Review Structure overlay screen displays.

    Figure 3-53 Create Pool Structure – Review Structure


    Description of Figure 3-53 follows
    Description of "Figure 3-53 Create Pool Structure – Review Structure"

    1. Click + icon to zoom in the structure.
    2. Click – icon to zoom out the structure.
    3. Click Fit to fit the structure to screen.
    4. Click Close to close the review structure overlay screen.
  3. Perform any one of the following actions:
    The success message displays along with the transaction reference number, status and structure details.
    • Click Home to go to Dashboard screen.
    • Click Go To Overview to go to the liquidity management dashboard.
    • Click List Structure to view the complete list of account structures.

Parent topic: Create Account Structure