Account

4.2 Account

This topic describes the information about Account.

This widget displays details of the accounts associated with the customer. Based on the account in context, the widget displays various details, such as overdue amount on the account, days past due on the account, collaterals attached with the account, and the total amount outstanding on the account.

Table 4-4 Field Description: Account

Field Name	Description
Non-Delinquent	Indicates that the account is non-delinquent.
<Product Sub Type - Account Number>	Indicates the product sub type and account number. The status of the account is also displayed corresponding to the selected account number. The list displays all the account numbers linked to the case. The widget displays details for the account number selected in the list.
Collection Status	Displays the collection status of the account. Specialized link is displayed if any of the specialized status is applied on the account.
Overdue Amount	Displays the overdue amount on the account. A Fee indicator is displayed if the fees are applied on the account.
Days Past Due	Displays the days past due on the account.
Collateral	Displays description of all the collaterals attached to the account.
Promise	Displays count of all the Promise to Pay (PTP) created on the account. It displays the count of following PTPs: Active: Count of PTP that are active. Broken: Count of PTP that were broken by the customer. Kept: Count of PTP that were fulfilled by the customer.
Last Payment of <Amount> on <Date of Payment>	Displays the amount and date of last payment received on the account.

If user click , the Account Summary section is displayed.

Table 4-5 Field Description: Account Summary

Field Name	Description
Case ID, <Customer Name>	Displays the case ID and name of the customer.
Account Details	This section displays the details of the account. It displays details for the account number selected in the <Product Sub Type - Account Number> list.
<Product Sub Type - Account Number>	Indicates the product sub type and account number. The list displays all the accounts numbers linked to the case.
Overdue	Displays the overdue amount on the account.
Basic Details	This tab displays the basic details of the account.
Delinquency Start Date	Displays the delinquency start date of the account.
Reason for Delinquency	Displays the reason for delinquency of the account.
Product Code	Displays the product code of the account.
Behavior Score	Displays the behavior score of the account as calculated by the system.
Title	Displays the account title associated with the account number.
Days Past Due	Displays the number of days past due on the account.
Overdue Amount	Displays the overdue amount on the account.
Total Outstanding	Displays the total outstanding amount on the account.
Source System	Displays the product processor to which the account belongs.
PTP Record	Displays count of all the PTPs created on the account. It displays the count of following PTPs: Active: Count of PTP that are active. Broken: Count of PTP that were broken by the customer. Kept: Count of PTP that were fulfilled by the customer.
Branch	Displays the name of the branch with which the account is associated.
Collection Status	Displays the collection status of the account. Note: If user click View History, Collection Status section is displayed.
Address	Displays the address where the account is located.
Past Delinquency	Displays the number of times the account has been delinquent in the past.
Non-Starter	Displays whether account is a non-starter i.e defaulted in the first installment.
Uncleared Payment Amount	Displays the unclear payment amount of the account.
Additional Details	This section displays the additional details of the account.
Loan Amount	Displays the amount of loan availed on the account and the current rate of interest. Note: This field is displayed only for a loan account.
Last Due Date	Displays the due date of last installment. Note: This field is displayed only for a loan account.
Frequency	Displays the frequency of repayment of installment by the customer on the loan amount. Note: This field is displayed only for a loan account.
Interest Rate	Displays the interest rate applied to the account.
Loan Maturity Date	Displays the loan closure date as per the repayment schedule. Note: This field is displayed only for a loan account.
Interest type	Displays the type of interest rate applied to the account.
Next Installment	Displays the amount of next installment along installment due date. Note: This field is displayed only for a loan account.
Credit Card No	Displays the credit card number. Note: This field is displayed only for Credit Card account.
Card Limit	Displays the limit of credit card. Note: This field is displayed only for Credit Card account.
Last Due Date	Displays the due date of the last unpaid bill missed by the customer. Note: This field is displayed only for Credit Card account.
Account Limit	Displays the limit of account. Note: This field is displayed only for overdraft account and LOC account.
Limit Expiry Date	Displays the expiry date of the limit. Note: This field is displayed only for overdraft account and LOC account. For LOC account, user can also view the bill details.
<Bill Details>	This section appears if user click in the Limit Expiry Date field. Note: This section is displayed only for LOC account.
Bill Date	Displays the date on which the bill was raised.
Payment Due Date	Displays payment due date of the bill.
Minimum Amount Due	Displays the minimum amount due on the bill.
Total Amount Due	Displays the total amount due on the bill.
Collection Status	This section is displayed if user click View History in Collection Status field. It displays details of the collection statuses set on the account.
Status	Displays the collection status of the account.
Creation Date	Displays the date on which the collection status was set on the account.
Closed Date	Displays the date on which the collection status was closed on the account.
Arrears and Fees	This tab displays the information of arrears and fees present on the account.
<Arrear Details>	This tab displays the arrears present on the account.
Due Date	Displays the due date of an arrear.
Arrear Type	Displays the type of arrear.
Arrear Amount	Displays the arrear amount.
Amount Paid	Displays the payment done against the arrear amount.
Amount Due	Displays the pending due amount of arrear.
Collections Fees & Charges	This section displays the Fees and Charges applied on the account.
Fee Date	Displays the date on which the fee is applied on the account.
Reference Number	Reference number of the transaction.
Fee Type	Displays the type of fee applied on the account.
Fee Sub-Type	Displays the sub-type of the fee applied on the account.
Transaction type	Displays the type of transaction, credit or debit.
Original Reference Number	Displays the original reference number of transaction which is reversed.
Fee Amount	Displays the fee amount applied on the account.
<Reverse Fees>	This section displays when user clicks on Reverse Fees Button.
Fee Date	Displays the date on which the fee is applied on the account.
Reference Number	Reference number of the transaction.
Fee Type	Displays the type of fee applied on the account.
Fee Sub-Type	Displays the sub-type of the fee applied on the account.
Transaction type	Displays the type of transaction, credit or debit.
Fee Amount	Displays the fee amount applied on the account.
Repayment Schedule	This tab displays the repayment schedule of the account.
S. No.	Displays the sequence number of the installment schedule.
Installment Date	Displays the date of the installment.
Installment Amount	Displays the amount of the installment.
Principal	Displays the principal component of the installment amount.
Interest	Displays the interest component of the installment amount.
Fees	Displays the fees component of the installment amount.
Closing Principal	Displays the closing principal balance of the installment amount.
Other Details	This tab displays the additional details of the account.
Disbursement Date	Displays the disbursement date of the account.
Available For Disbursement	Displays the amount available for disbursement for the account.
Disbursed Amount	Displays the disbursement amount of the account.
Loan Purpose Type	Displays the loan purpose type of the account.
Loan Purpose Code	Displays the loan purpose code of the account.
Date of First Default	Displays the first default date of the account.
Relationship Manager	Displays the relationship manager name of the account.
Market Entity	Displays the market entity of the account.
Business Unit	Displays the business unit of the account.
Account Term	Displays the total term of the account.
Non Due Fees Amount	Displays the total non-due fees of the account.
Overdrawn Amount	Displays the overdrawn amount of the account.
Facility ID	Displays the facility id of the account.
Liability ID	Displays the liability id of the account.
User Defined Account Status	Displays the user defined status of the account.
Accrual Status	Displays the accrual status of the account.
Asset Classification Code	Displays the asset classification code of the account.
Date of Last Loan Restructure	Displays the last restructure date of the account.
Employee Account Flag	Displays the employee account flag of the account.
Minor Account Status	Displays the minor account status of the account.
Probability of Default	Displays the probability of default of the account.
Forced Reason	Displays the forced reason code of the account.
Forced Account Switch	Displays the forced flag of the account.
Application Score	Displays the application score of the account.
Loan to Value Ratio	Displays the loan to value ratio of the account.
Regulated Loan Flag	Displays the regulated flag of the account.
Interest Offset Amount	Displays the interest offset amount of the account.
Building In Construction Flag	Displays the construction flag of the account.
Auto Pay Instruction	Displays the auto payment flag of the account.
No of Times Re-aged	Displays the number of times the account is re-aged.
No of Time Extended	Displays the number of times the account is extended.
No of Times Deferred	Displays the number of times the account is deferred.
No of Times Renewed	Displays the number of times the account is renewed.
No of Times Re-written	Displays the number of times the account is rewritten
Account Reopen Date	Displays the account reopening date
Account Closed Date	Displays the account closure date.
Account Reopen Switch	Displays the account reopen flag.
Recovery Score	Displays the recovery score of the account.
Account Write Off Date	Displays the write-off date of the account.
Account Write Off Amount	Displays the write-off amount of the account.
Charge Off Date	Displays the charge-off date of the account.
Charge Off Amount	Displays the charge-off amount of the account.
Charge Off Primary Reason	Displays the charge-off primary reason of the account.
Charge Off Secondary Reason	Displays the charge-off secondary reason of the account.
Principal Bucket Amount	Displays the principal bucket amount of the account.
Interest Bucket Amount	Displays the interest bucket amount of the account.
Insurance Bucket Amount	Displays the insurance bucket amount of the account.
Charge Bucket Amount	Displays the fees and charges bucket amount of the account.
Collateral	This tab displays the information of Collateral details linked to the account
<Type>	Displays type of the collateral.
<Code-Description>	Displays collateral code appended by the description provided.
Status	Displays the realization status the collateral.
Address	Displays the address of the collateral.
Assessment Amount	Displays the assessment amount appended by assessment date of the collateral.

Table 4-6 Field Description: Specialized Process

Field Name	Description
Case ID, <Customer Name>	Displays the case ID and name of the customer.
Account Details	This section displays the details of the account based on the account number selected in the below <Product Sub Type - Account Number> field.
<Product Sub Type - Account Number>	Indicates the product sub type and account number. The list displays all the accounts numbers linked to the case.
<Segment>	Displays the list of active specialized segments on the account.
<Strategy>	Displays the list of strategies of the segment selected.
<Summary>	This section displays all the data capture fields and their values linked to the selected strategy via the tasks. The task name is displayed as the header. The additional fields configured for the tasks are displayed in the section below with their respective values (if captured) by the collector.

Parent topic: Case Summary