You can view or modify the loan account preferences that were set during the account opening process using the Preferences screen.

1. On the Homepage, from Retail Lending Services mega menu, under Instructions Preferences, click Loan Preferences. You can also open the screen by specifying Loan Preferences in the search icon bar and selecting the screen.
   The Loan Preferences screen is displayed.

   Figure 5-5 Loan Preferences

   
   

   
   Description of "Figure 5-5 Loan Preferences"

   
   
2. Select the appropriate option from the Search by field.
3. Perform the required action, based on the option selected from the Search by field.
   The loan preferences are displayed.

   Figure 5-6 View or Modify Preferences

   
   Description of "Figure 5-6 View or Modify Preferences"
4. On the Loan Preferences screen, view or modify the required preferences. For more information on fields, refer to field description table below:

   Table 5-4 Loan Preferences – Field Description

   Field	Description
   Search by	Users can search for an account number by using any of the available search criteria. The account number is set as the default search option. Users can specify the account number directly in the adjacent field or search for an account number by clicking the Search icon. Users can also search for the specific account number by providing customer ID, account number, or account name. Other search options available in the Search by field are Customer ID, SSN, Mobile Number, and Email. A specific customer ID can be searched by providing the customer name or customer ID. If SSN, mobile, or email IDs are chosen to find an account number, the respective IDs have to be input entirely in the adjacent field for the system to display the account number. For a given search criteria, multiple account numbers may be linked. For example, two or more account numbers can be linked to a single mobile number. In such cases, the system displays all the account number matches and the user can select the relevant account number on which to perform a servicing operation. Note: The label of the field adjacent to the Search by field changes dynamically. For example, if the Account number is chosen as the search criteria, the label of the adjacent field is displayed as the Account Number. If SSN is chosen as the search criteria, then the adjacent field would display the label as SSN.
   Account	In this section, you can view and modify the account related preferences.
   Statement Facility	Select the statement facility for an account. The options are: Not to be sent Monthly Yearly Fortnightly Weekly Bi- Monthly Half Yearly Quarterly Note: By default, the Not to be sent option will be selected. You can modify the option if required.
   Status Change Mode	Select the mode for status change. The options are: Auto Manual
   Stop Future Disbursement	Select whether future disbursement is to be stopped. The options are: Yes No
   Maximum Renegotiations	Specify the maximum number of renegotiations allowed on the account. Note: You can also increase the number by clicking the icon and decrease the number by clicking the icon.
   Rate Change Impact	Select the appropriate option for rate change impact. The options are: Change Term Change Installment
   Partial TD Block Release	Select whether partial TD block release is to be applied. The option are: Yes No
   Bulk Payment	Displays whether bulk payment is allowed on the account.
   Provisioning Preference	Displays the preference set for provisioning. The possible options are: Auto Manual Not Applicable
   Liquidation	In this section, you can view or modify the liquidation related preferences.
   Partial Liquidation	Select whether the partial liquidation is applicable for the account. The options are: Yes No
   Track Receivable	Select whether the track receivable is applicable for the account.
   Salary Block	Displays whether the salary block is allowed on the account.
   Liquidation of Back Value Schedules	Displays whether liquidation of back value schedules are allowed on the account.
   Rollover	In this section, you can view and modify the rollover related preferences.
   Allow Rollover	Switch to for not allowing rollover on the account. Switch to for allowing rollover on the account.
   Rollover Mode	Displays the rollover mode for the account. The possible options are: Auto Manual Note: This field is displayed, if you switch to in the Allow Rollover field.
   User Defined Element Basis	Displays the basis for user defined element. The possible options are: Contract Product Note: This field is displayed, if you switch to in the Allow Rollover field.
   Schedule Basis	Displays the basis for schedule. The possible options are: Contract Product Note: This field is displayed, if you switch to in the Allow Rollover field.
   Loan Components	In this section, you can view and modify the loan components related preferences.
   Component	Displays the name of the component.
   Waive	Select whether to waive the component. The options are: Yes No Note: The field displays NA and is not enabled for Charge component.
   Internal Rate of Return	Select whether the internal rate of return is applicable. The options are: Yes No

5. Click Submit.
   The screen is successfully submitted for authorization.