The RMs can further enrich the customer’s financial information in the Financial Profile screen, by adding income details, expense details, and details about the relationship with other banks.

1. Click Next in the Onboarding Enrichment - Membership / Association screen.
   The Onboarding Enrichment - Financial Profile screen displays.

   Figure 1-28 Enrichment – Financial Profile

   
   

   
   Description of "Figure 1-28 Enrichment – Financial Profile"

   
   
2. On the Financial Profile screen, click View detail in the corresponding tiles to change the chart view of asset and liabilities details to the list view.
   The Assets and Liabilities Detail screen displays.

   Figure 1-29 Assets and Liabilities Detail

   
   

   
   Description of "Figure 1-29 Assets and Liabilities Detail"

   
   
3. Click the configure icon in the corresponding tile.

   The following options are displayed in the assets and liabilities details:

   • Add
   • Modify
   • Delete
4. Click and expand the Income & Expenses section.

   Figure 1-30 Financial Profile – Income and Expense

   
   

   
   Description of "Figure 1-30 Financial Profile – Income and Expense"

   
   
5. Click Add in the Income & Expenses segment.
   The Add Income screen displays.

   Figure 1-31 Add Income

   
   

   
   Description of "Figure 1-31 Add Income"

   
   
6. On the Add Income screen, specify the fields.
   For more information on fields, refer to the field description table.

   Table 1-29 Add Income – Field Description

   Field	Description
   Income Type	The category or source of income for the party (e.g., Salary, Investment). Entity Code: INY
   Frequency	The frequency at which the party receives their income (e.g., Monthly, Annually). Entity Code: FTY
   Currency	The currency in which the party’s income is received (e.g., USD, EUR). Common Core Maintenance: cmc currency maintenance
   Amount	The total amount of income received by the party, in the specified currency.

7. Click Add to save the details.

   Note:

   You can also select the required item from the list, and click Edit/Delete icon to modify/delete the added membership details.
8. Click icon to exit the Income window.
9. Click Add in the Income & Expenses segment.
   The Add Expenses screen is displayed.

   Figure 1-32 Add Expenses Details

   
   

   
   Description of "Figure 1-32 Add Expenses Details"

   
   
10. On the Add Expense screen, specify the fields.
    For more information on fields, refer to the field description table.

    Table 1-30 Add Expenses - Field Description

    Field	Description
    Expense Type	The category or type of expense incurred by the party (e.g., Rent, Utilities, Loan Payment). Entity Code: EXY
    Frequency	The frequency at which the party incurs the expense (e.g., Monthly, Annually). Entity Code: FTY
    Expense Currency	The currency in which the party’s expense is paid (e.g., USD, EUR). Common Core Maintenance: cmc currency maintenance.
    Expense Value	The total amount of the party’s expense, in the specified currency.

11. Click Add to save the details.

    Note:

    You can also select the required item from the list, and click Edit/Delete to modify/delete the added membership details.
12. Click icon to exit the Income window.
13. Click and expand the Profit and Financial Ratios section.

    Figure 1-33 Profit and Financial Ratios

    
    

    
    Description of "Figure 1-33 Profit and Financial Ratios"

    
    
14. Click Add to add the profit and financial ratios.
    The Profit and Financial Ratios screen displays.

    Figure 1-34 Profit and Financial Ratios - Add

    
    

    
    Description of "Figure 1-34 Profit and Financial Ratios - Add"

    
    
15. On the Profit and Financial Ratios window, specify the fields. For more information on fields, refer to the field description table.
    For more information on fields, refer to the field description table.

    Table 1-31 Profit and Financial Ratios – Field Description

    Field	Description
    Financial Year	Year of Financial Profit and Ratio. Entity Code: FIY
    Financial Period	Financial Period of profit and ratio. Entity Code: FIP
    Currency	Currency of Financial Profit and Ratio.
    Balance Sheet Size	Balance sheet size of Small and Medium Business.
    Operating Profit	Operating profit of Small and Medium Business.
    Net Profit	Net Profit of Small and Medium Business.
    Year Over Year Growth (%)	Year on Year Growth of Small and Medium Business.
    Return On Investment (%)	Return on Investment of Small and Medium Business'.
    Return On Equity (%)	Return on Equity of Small and Medium Business.
    Return On Asset (%)	Return on Asset of Small and Medium Business.

16. Click and expand the Other Relationship section.
    The Other Relationship screen displays.

    Figure 1-35 Other Relationship

    
    

    
    Description of "Figure 1-35 Other Relationship"

    
    
17. Click Add to add details about the customer’s relationship with other banks.
    The Relationship with other financial institutions screen displays.

    Figure 1-36 Relationship with other financial institutions

    
    

    
    Description of "Figure 1-36 Relationship with other financial institutions"

    
    
18. On the Relationship with other financial institutions screen, specify the fields.
    For more information on fields, refer to the field description table.

    Table 1-32 Relationship with other financial institutions - Field Description

    Field	Description
    Institution Name	The name of the financial institution where the party holds an account or financial relationship.
    Relationship Type	The type of relationship the party has with the other financial institution. Entity Code: RTY
    Relationship Worth	The total monetary value of the party’s relationship with the other financial institution.
    Relationship worth Currency	The currency in which the relationship worth is denominated (e.g., USD, EUR). Common Core Maintenance: cmc currency maintenance.
    Relationship Since	The date or year when the party started their financial relationship with the other institution.

19. Click Add to save the details.
    The system adds and lists the relationship details in the Other relationship section.

    Note:

    You can also select the required item from list and click the edit/delete icon to modify/delete the other relationship details.

20. Click Next to move to the Onboarding Enrichment - Comments segments.