1. WFP User Guide
  2. Credit Lines
  3. Credit Lines Screen

5.2 Credit Lines Screen

To view the Credit Lines screen:
  1. On the Oracle Financial Services Lending and Leasing home screen, click WFP > WFP > Credit Lines.

    Figure 5-1 WFP - Credit Line Screens


    Description of Figure 5-1 follows
    Description of "Figure 5-1 WFP - Credit Line Screens"

  2. In the Producers Tab, select the producer you want to work with.
  3. In the Credit Lines screen, select the record you want to work with and click View in the Details column.

    Note:

    • If you choose, use Search Criteria to limit the display of credit line records.
    • If you select View All, Oracle Financial Services Lending and Leasing displays both active and inactive credit lines.
  4. In the Credit Lines master page, view the following display only information:

    Table 5-1 Credit Lines master page

    In this field: View this:
    Credit Line The description of the credit line.
    Type The unit type associated with the credit line.
    Total Term The term of loan extended under the credit line in months. This will be same for all units funded under the credit line.
    Accrual Start Days The number of days from the day a loan is extended under credit line after which interest rate accrual starts.
    Total Credit Limit The credit limit of the credit line. This is the same value as the contents of Total Credit Limit field above in Credit Lines section on Credit Lines page.
    Advance % The percent of the value of each unit that would be extended as a loan. If the credit line is for NEW VEHICLES, then value of loan usually equals vehicle value; for example, the advance percent equals 100 percent.
    Prior Curtailment % The percent of principal recovered per month in the prior year.
    Current Curtailment % The percent of principal for the current year.
    Margin Index The index that would be used for setting the interest rate on unit loans.
    Margin Rate The number to be added to the index rate to arrive at the interest rate.
    Curtailment Start Months The number of months after which loan curtailment (principal repayment) starts.
    First Pmt Start Months The number of months after which the first payment would be due for a unit loan extended under credit line.
    Ceiling Index The index that would be used for setting the interest rate ceiling on unit loans.
    Ceiling Rate The number to be added to the ceiling index rate to arrive at the ceiling interest rate.
    Start Dt The start date of the credit line.
    End Dt The end date of the credit line.If it is empty shows that line is active.
    Suspended The dollar amount of the credit line that is suspended (not available for loan).
    Available The dollar amount of credit utilized by the producer. The available credit equals the credit limit minus suspended limit minus outstanding advance.
    Outstanding Advance The total outstanding advance amount.
    Outstanding Interest The total outstanding interest on advance amount.
    Outstanding Fees The total outstanding fees on advance amount.
    Total The total outstanding amount including advance amount, interest and fees.

This section consists of the following topic:

Parent topic: Credit Lines