D.4 Company Parameters
Company parameters control the processes associated with functions that vary for different companies and branches. These parameters address credit scoring, credit bureau interfaces, fax services, and fax generation.
Individual parameters may be set up with different values for uniquely defined company and branch combinations (i.e. these can be defined to the level of branches in each company or a group of companies in terms of applicability).
Table D-3 Company Parameters
| Parameter | Description |
|---|---|
| AUD_ADV_REASON_MODEL | This parameter is used to set-up default adverse action reasons for scoring models during set-up in the Parameters sub page. Whenever the flag Bureau Score Reasons is unchecked during credit bureau scoring model set-up, then automatically rejected applications scored using this scoring model picks up the Adverse Action Reasons from the Parameters sub page. |
| AUD_SCORING_METHOD | This parameter is used to set when/where the application scoring method has to be applied within the company. So when the parameter value is chosen as primary applicant only, the system will perform the application scoring for the primary applicant only and according to other applicable parameters specified. Other parameter input values are Minimum Score, Maximum Score, Minimum Tier (Grade), Maximum Tier (Grade). |
| AUD_SCORING_METHOD_IN_BUREAU | This parameter is used to define what value to be picked up for application scoring from the scores returned from the various bureaus. The input parameter values are Maximum Score and Minimum Score. If Maximum score is setup in company parameters, then for all applications where a bureau report is pulled, the system will pick-up the Maximum score from the different bureaus. |
| CBU_DATA_SET_SIZE | Parameter to define the metro 2 file data selection criteria, option values are monthly, Daily, weekly, semi monthly. |
| CBU_FILE_FORMAT | Metro 2 file format definition, user need to select from the parameter value drop down. |
| CMN_ASE_VALIDATE_MAKE_MODEL | This parameter is set up to specify to the system whether it needs to validate the asset make and model at the time of data entry. In parameter value is Boolean (Yes/No). |
| CMN_CMB_DEFAULT_PRINTER | This is used to define the default printer for printing. The input parameter value is the printer name. There is no LOV for this field. If no default printer is defined and the parameter enabled, the system would display Undefined. |
| CMN_WEEKLY_NONBUSINESS_DAYS | This parameter is used to set-up the weekly holidays at the company level. The input parameter value is character string; if no details specified and parameter is enabled, system would display UNDEFINED. |
| COR_STORAGE_DIRECTORY | This parameter is used to specify the path/location for Oracle directory object template for correspondence documents. Input parameter value is SETME; if none is specified and parameter enabled, UNDEFINED. |
| DBR_JOINT_INC_DEBT_WITH_2NDRY | This parameter defines whether system should consider income and debt details of the Spouse and Secondary Applicant along with that Primary Applicant. Input parameter value is Boolean (Yes/No). |
| DBR_JOINT_INC_DEBT_WITH_SPOUSE | This parameter is used to define whether system should consider the income and debt details of Spouse alone along with that of Primary applicant details. Input parameter value is Boolean (Yes/No). |
| DDP_CRB_EXPIRATION_DAYS | This parameter is used to define the credit bureau report expiration days. So if this is set as 30, system will use all available credit bureau reports pulled which are not older than 30 days from current day, during de-dupe. Input value is numeric with no upper limit. |
| DDP_DEDUP_ DEBT_WITH_2NDRY | This parameter defines whether the system should dedupe credit bureau liabilities for Spouse and Secondary Applicants, in addition to de-duping Primary applicant’s liabilities. Input parameter value is Boolean (Yes/No). |
| DDP_DEDUP_ DEBT_WITH_SPOUSE | This parameter defines whether the system should dedupe credit bureau liabilities for Spouse, in addition to deduping Primary applicant’s liabilities. Input parameter value is Boolean (Yes/No). |
| DOT_STORAGE_DIRECTORY | This parameter is used to define the location/path of the Oracle Directory Object name for Account Document Loading. Input parameter value is SETME. |
| ECB_EDIT_FAIL_ANY_APL | This parameter is used to set the credit bureau edit to fail in case the bureau report for any of the applicant fails. Input parameter value is Boolean (Yes/No). So if this parameter is set to YES, the edit will fail even if one of the applicant’s bureau score fails to qualify. |
| ECB_USE_APL_CURRENT_SCORE_CRH | This parameter is used to define whether the system should run the credit bureau edits only on the current scored applicant bureau. Input parameter value is Boolean (Yes/No). |
| LOR_AUTOMATIC_CON_FUND_FAX | This is used to define the decision fax generation when an application is funded. The input parameter value is Boolean (Yes/No), and when this is set as YES, system automatically generates the fax approval in the predefined template whenever an application is approved. |
| LOG_STORAGE_DIRECTORY | This parameter is used to define the Oracle storage directory. Input parameter value is user (System Administrator) defined. |
| LOR_AUTOMATIC_APPROVAL_FAX | This is used to define the decision fax generation when an application is approved. The input parameter value is Boolean (Yes/No), and when this is set as YES, system automatically generates the fax approval in the predefined template whenever an application is approved. |
| LOR_AUTOMATIC_REJECTION_FAX | This is used to define the decision fax generation when an application is rejected. The input parameter value is Boolean (Yes/No), and when this is set as YES, system automatically generates the rejection fax in the pre-defined template whenever an application is declined. |
| MAX_LEAD_DAY_AGE | This parameter is used to define the maximum no. of days, post which the sales lead would be considered cold. Input parameter value is numeric with no upper limit. |
| MULTI_OFFER | Through this parameter the multiple offers (sub-tab) in pricing can be enabled or disabled for a Company/Branch. Input parameter value is Boolean (Yes/No). If the flag is set as Y, the underwriter can view multiple offers and select one of them to be applied for the specific application. |
| MULTI_OFFER_MAX_NUMBER | This parameter is used to specify the maximum number of multiple offers that can be permitted for an application. Input parameter value is numeric with no upper limit. If MULTI_OFFER company parameter is set as N, this parameter can be ignored as there is no use specifying a value. |
| MULTI_OFFER_MAX_TERM | This company parameter sets the maximum term (as in no. of instalments, whichever billing cycle is selected) for which multiple offers are calculated and displayed during pricing. Input parameter value is numeric. |
| MULTI_OFFER_ MIN_TERM | This company parameter sets the minimum term (as in no. of instalments, whichever billing cycle is selected) for which multiple offers are calculated and displayed during pricing. Input parameter value is numeric. |
| MULTI_OFFER_PMT_TOLERANCE | For Multi offer variance in payment is defined in this parameter. |
| MULTI_OFFER_TERM_VAR | For multi offer Term variance will be defined in the parameter. |
| PRESENT_VALUE_COMPUTE_RATE | This parameter will perform Present Value Computation Rate (Inflation/Discounting Rate). |
| RATE_CHG_LTR_PRE_PROCESS_DAYS | This parameter is used to set up the number of days prior to rate change effective date to generate rate change letters in order to provide advance intimation to customers. Input parameter value is numeric with no upper limit. |
| STM_GEN_AFTER_MATURITY_IND | This parameter is used to enable the statement generation for an account after the maturity date but Account remains unpaid. Input parameter value is Boolean (Yes/No). If this is set to Y, statements will get generated for accounts that remain unpaid even after maturity. |
| UIX_RUN_AAI_ACT | This parameter is used by the system to determine whether to create and activate an account online. Input parameter value is Boolean (Yes/No). |
| UIX_UCS_CAC_MAX_FOLLOWUP_DAYS | This parameter is used to set up the maximum number of days for follow up when the account is in delinquent state. Input parameter value is numeric with no upper limit. |
| UIX_UCS_CAC_MAX_PROMISE_DAYS | This parameter is used to set up the maximum number of days allowed for customers who promise to pay when following up for delinquent accounts. Input parameter value is numeric. |
| AUD_QUEUE_INITIAL_CRB_FAILED | This parameter enabling will Queue the application if any bureau failed. |
| UIX_UCS_CUA_MAX_FOLLOWUP_DAYS | This parameter will allow the user to maintain the Collections maximum follow-up days that are allowed in the system. |
| XSL_TAX_INTERFACE | This parameter is used to specify the sales tax interface in OFSLL. Input parameter value is user defined. In this case it is held as Manual. |
| CMN_SYSTEM_UNDER_MAINTENANCE | This parameter specifies whether the system is under maintenance or not. Input parameter value is Boolean (Yes/No). |
| CMN_GL_POST_DT | This parameter is used to define the GL Post Date of Company in MM/DD/YYYY format. The same is also updated by Scheduler if ENABLED. |
| PTX_TXN_ LAST_PURGE_DT | This parameter stores the date when transactions were purged last in the OFSLL system. Input parameter value is date. |
| PUP_TUP_LAST_PURGE_ DT | This parameter stores the date when transactions upload were purged last in the OFSLL system. Input parameter value is date. |
| JSC_START_OF_BUSINESS_TIME | This parameter is used to set the start of business time. Input parameter value is time in 24 hour format. |
| CMN_PROMISE_FUTURE_MTHD |
This parameter helps to define the future promise handling method in the system. When multiple Promise to Pay records are defined on an account and if any one of the promise is not satisfied i.e. if there is no credit / Payment transaction of the corresponding amount on the promise date, then system uses any of the following method defined in this parameter to update the future promises.
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Parent topic: Appendix : System Parameters