1. Loan Origination User Guide
  2. Underwriting
  3. Business Tab
  4. Other Details Sub Tab

7.6.7 Other Details Sub Tab

The Other Details sub screen records information regarding monetary amounts associated with the business such as profits, sales, and expenses.

To complete the Other Details sub tab
  1. Click Other Details sub tab.
  2. Click Edit.
  3. Verify financial details as well as assets and liabilities linked to the business.
    A brief description of the fields is given below:

    Table 7-21 Other Details

    Field Do this
    Other Details section
    Currency Select the currency.
    Business Type Select the type of business.
    Analysis Frequency Select the analysis frequency.
    Loan Currency Gross Margin Factor The system displays the Loan currency business’s gross margin factor.
    Gross Margin Factor Specify the business’s gross margin.
    Organization Type Select the type of organization.
    Loan Currency Income The system displays the Loan currency business income amount.
    Income Specify the business’s income amount.
    Loan Currency Collection Average Specify the Loan currency collection average.
    Collection Average Specify the collection average.
    Loan Currency Proj Coll Avg Annual Specify the Loan currency annual projected collection average.
    Proj. Coll.Avg.Annual Specify the annual projected collection average.
    Loan Currency Book List Specify the Loan currency business booklist.
    Book List Specify the business booklist.
    Loan Currency Turn Over Specify the Loan currency turnover amount.
    Turn Over Specify the turnover amount.
    Loan Currency Capital Amount Specify the Loan currency capital amount.
    Capital Amt Specify the capital amount.
    Loan Currency Earned Surplus Specify the Loan currency earned surplus amount.
    Earned Surplus Specify the earned surplus amount.
    Loan Currency Gross Profit Specify the Loan currency gross profit amount.
    Gross Profit Specify the gross profit amount.
    Loan Currency Net Profit Specify the Loan currency net profit amount.
    Net Profit Specify the net profit amount.
    Loan Currency Working Capital Specify the Loan currency working capital amount.
    Working Capital Specify the working capital amount.
    Loan Currency Annual Sales Specify the Loan currency annual sales amount.
    Annual Sales Specify the annual sales amount.
    Loan Currency Projected Sales Specify the Loan currency projected sales amount.
    Projected Sales Specify the projected sales amount.
    Loan Currency Equity Specify the Loan currency equity amount.
    Equity Specify the equity amount.
    Open Delq Specify the open delinquency amount.
    Loan Currency Business Expenses Specify the Loan currency business expenses amount.
    Business Expenses Specify the business expenses amount.
    Loan Currency Personal Expenses Specify the Loan currency personal expenses amount.
    Personal Expenses Specify the personal expenses amount.
    Loan Currency Total Expenses View the Loan currency total expenses amount.
    Total Expenses View the total expenses amount.
    Loan Currency Annual Proj Sales Amt View the Loan currency annual projected collection amount.
    Annual Proj Sales Amt View the annual projected collection amount.
    Loan Currency Annual Proj Exp Amt View the Loan currency annual projected expenses amount.
    Annual Proj Exp Amt View the annual projected expenses amount.
    Loan Currency Current Assets View the Loan currency current assets.
    Current Assets/Liability ratio View the current asset to liability ratio.
    Loan Currency Fixed Assets View the Loan currency fixed assets.
    Fixed Assets View the fixed assets.
    Loan Currency Intangible Assets View the Loan currency intangible assets.
    Intangible Assets View the intangible assets.
    Loan Currency Current Liabilities View the Loan currency current liabilities
    Current Liabilities View the current liabilities.
    Loan Currency Long Term Liabilities View the Loan currency long term liabilities.
    Long Term Liabilities View the long term liabilities.
    Loan Currency Total Assets View the Loan currency total assets.
    Total Assets View the total asset amount.
    Loan Currency Total Networth View the Loan currency total net worth amount.
    Total Net worth View the total net worth amount.
    Loan Currency Total Liability View the Loan currency total liability amount.
    Total Liability View the total liability amount.
    Debt Net worth Ratio View the debt to net worth ratio.
    Current Assets/Liability ratio View the current asset to liability ratio.
    Signatures
    Title 1-4 Specify the title.
    Signature1-4 Specify the signature.

Parent topic: Business Tab