1. Loan Origination Setup Guide
  2. Administration System
  3. Dedupe

2.9 Dedupe

Oracle Financial Services Lending and Leasing’s dedupe feature can be configured to identify possible fraudulent information and misrepresentation of details on an application based on duplicate information between applications.

The system checks for duplicate information from existing applications, already rejected applications, and applications currently being processed.

The following application entry information is used as the dedupe criteria.

Table 2-33 Dedupe

Label Description
First Name First name of the applicant.
Last Name Last name of the applicant.
Date of Birth Date of Birth of the applicant.
Mother’s Maiden Name Applicant’s mother name.
National ID National ID of the applicant.
SSN Applicant’s SSN number.
Driving License Applicants driving license number.
Passport Number Passport number of the applicant.
Customer SSN Customer’s SSN number.
Customer First Name First name of the customer.
Customer Last Name Last name of the customer.
Customer Date of Birth Date of Birth of the customer.
Customer Mother’s Maiden Name Customer’s mother name.
Customer National ID National ID of the customer.
Customer Driving License Customer’s driving license number.
Customer Passport Number Passport number of the customer.

The Dedupe Setup screen enables you to define the dedupe criteria from the fields listed above. In the Criteria section of Dedupe screen, you can specify the logical operators AND or OR while defining the criterion.

If you choose AND as the logical operator between the criterion components, the system retrieves the records that are matching with the details in the criterion components.

For example, if you define the dedupe criteria as First Name and Passport Number, the system retrieves all records in which both the first name and passport number match the current application. On the contrary, if you choose OR as the logical operator, the system retrieves all the records in which either the First Name or Passport Number match the current application.

To set up the Dedupe screen
  1. On the Oracle Financial Services Lending and Leasing home screen, click Setup > Setup > Dedupe.
  2. The system displays the Dedupe screen. The details are grouped into two:
    • Dedupe
    • Criteria
  3. In the Dedupe section, perform any of the Basic Operations mentioned in Navigation chapter.

    Figure 2-14 Dedupe


    Description of Figure 2-14 follows
    Description of "Figure 2-14 Dedupe"

    A brief description of the fields is given below:

    Table 2-34 Fields

    Field Do this
    Code Specify the code of the dedupe.
    Description Specify a description of the dedupe.
    Enabled Check this box to enable the dedupe.
  4. Perform any of the Basic Actions mentioned in Navigation chapter.
  5. In the Criteria section, perform any of the Basic Operations mentioned in Navigation chapter.
    A brief description of the fields is given below:

    Table 2-35 Criteria

    Field Do this
    Sort Specify the sequence numbers.
    ( Specify left bracket.
    Attribute Select the attribute from the drop-down list.
    Comparison Operator Select comparison operator from the drop-down list.
    ) Specify right bracket.
    Logical Operator Select logical operator from the drop-down list.
    Enable Check this box to enable the criteria.
  6. Perform any of the Basic Actions mentioned in Navigation chapter.

    Note:

    A dedup code can have one or more criteria.
  7. Click Check Criteria button on the Dedupe screen.
  8. The system reviews the selection criteria for errors.
    • If the Error Message box displays NO ERROR, click OK.
    • If the Error Message box displays errors, make the necessary modifications in the Criteria section.

During the underwriting and funding processes, you can initiate the de-dupe check by clicking Dedupe Liabilities in Liabilities section of Applicant and Dedupe Applicant in the Duplicate Applicant section of Applicants Details respectively.

Parent topic: Administration System