Trading of Accounts refers to buying and selling of account holdings (also termed as equity). Trading of Accounts in vacation ownership industry refers to an exchange of vacation plan also called as Timeshare. This is a flexibility offered to customer/member to trade their existing Timeshare or vacation plan with new Timeshare.

During the trade, if the existing Timeshare is fully paid then customer/member can use the full Equity/Ownership to exchange for new Timeshare. If partially paid, then only the customer paid equity can be used to exchange for new Timeshare.

Oracle Financial Services Lending and Leasing provides a complete framework for trading of accounts which involves account equity calculation, Timeshare trading (Inquiry, Processing), rescission of trade and account cancellation. Further, the details of trade equity transfer are captured and displayed in Customer Service > Trade Details screen with details of From and To Account(s) created as a result of Trade. This screen also records all the successful and failure equity transfers on the selected Account.