1. Lease Servicing Setup Guide
  2. Administration User
  3. Credit Bureau
  4. Credit Bureau
  5. Zip Matrix

3.5.1.3 Zip Matrix

The system uses the zip code of the applicant’s current home address to determine which credit bureau to use when automatically pulling a report. The Zip Matrix screen allows you to record the credit bureau from which a report is pulled based on a range of zip codes, as well as the company, branch and country of the account.

When searching for a zip code match, the system:
  1. Reads the first credit bureau defined in the matrix
  2. Reads the credit report format to get the appropriate membership code and password for the user’s location
  3. Requests a credit report.

If the system cannot pull a report from the first bureau, it pulls one from the second. If the zip code you entered does not fall in the matrix setup, then the system uses a default zip matrix (0000000000 to 0000000000) to select the required bureau.

To set up the Zip Matrix
  1. Click Setup > Setup > Administration > User > Credit Bureau > Zip Matrix
  2. In the Credit Bureau Zip Code Matrix section, perform any of the Basic Operations mentioned in Navigation chapter.

    Figure 3-19 Credit Bureau Zip Code Matrix


    Description of Figure 3-19 follows
    Description of "Figure 3-19 Credit Bureau Zip Code Matrix"

    A brief description of the fields is given below:

    Table 3-34 Credit Bureau Zip Code Matrix

    Field Do this
    Company Select the portfolio company from the drop-down list.
    Branch Select the portfolio branch from the drop-down list. The branch will be displayed based on the company selected.
    Country Select the country from the drop-down list.
    From Zip Specify the starting zip code (From).
    To Zip Specify the ending zip code (To).
    Bureau 1 Select the preferred bureau #1 (first bureau pulled), from the drop-down list. You must enter at least one credit bureau in the Bureau 1 field for each zip code range. The bureau entered in the Bureau 1 field for each range is the primary bureau. For any given range, do not list the same credit bureau in more than one field.
    Bureau 2 Select the preferred bureau #2 (second bureau pulled) from the dropdown list.
    Bureau 3 Select the preferred bureau 3 (third bureau pulled) from the drop-down list.
  3. Perform any of the Basic Actions mentioned in Navigation chapter.

Parent topic: Credit Bureau