1.5.4 Sight and Usance LC

Oracle Banking Trade Finance allows the processing of a sight or usance payment against an LC.
  • In case of a sight LC, the negotiating bank pays the seller immediately and is later reimbursed by the issuing bank.
  • In the case of a usance LC, the drawee bank accepts the obligation to pay the seller at maturity. An LC with a time draft drawn on the opening party, calling for payment at a future date is called a time or Usance LC.