2.3.6 Additional Details
This topic provides the systematic instructions to capture the additional details.
- On Additional Details screen, click the 3 dots on any
Additional Details tile to view the details.
Figure 2-14 Additional Details
Description of the illustration scrutinyadditionaldetails.pngLimits and Collaterals
On Approval, system should not release the Earmarking against each limit line and system should handoff the “Limit Earmark Reference Number “to the back office. On successful handoff, back office will make use of these “Limit Earmark Reference Number” to release the Limit Earmark done in the mid office (OBTFPMCS) and should Earmark the limit from the Back office.
Note:
For newly added values, Counter Party is used in ‘Limit details’ for limit tracking, Account for Collateral margin and Deposit detail for Deposit Linkage.Provide the Limit Details based on the description in the following table.
For more information on fields, refer to the field description table below.
Table 2-21 Limit Details - Field Description
Field Description Limit Details Below fields are displayed on the Limit Details pop-up screen, if the user clicks plus icon. Customer ID This field displays the applicant’s/applicant bank customer ID defaulted from the application. The user can change the Customer ID.
Linkage Type Select the linkage type. Linkage type can be:
- Facility
- Liability
By default Linkage Type should be “Facility”.
Contribution % System defaults this field to 100%. User can modify this value. If contribution is more than 100%, system displays an alert message, if modified.
Once contribution % is provided, system defaults the amount.
System validates that if Limit Contribution% plus Collateral% is equal to 100. If the total percentage is not equal to 100 application will display an alert message.Note:
The collateral % maintained for the customer is defaulted into the Collateral Details screen. If collateral % is not maintained for the customer, then system should default the collateral % maintained for the product. User can modify the defaulted collateral percentage, in which case system should display a override message “Defaulted Collateral Percentage modified.Liability Number Click Search to search and select the Liability Number from the look-up. The list has all the Liabilities mapped to the customer.
Contribution Currency Read only field. This field displays the contribution currency.
Line ID/Linkage Ref No Click Search to search and select from the various lines available and mapped under the customer id list. LINE ID-DESCRIPTION will be available for selection along with Line ID. When you click on 'verify', the system will return value if the limit check was successful or Limit not Available. If limit check fails, the outstanding limit after the transaction value will be shown in the limit outstanding amount.
The user can click the Line Id link to view the limit details.Note:
User can also select expired Line ID from the lookup and on clicking the verify button, system should default “The Earmarking cannot be performed as the Line ID is Expired” in the “Response Message” field.This field is disabled and read only, if Linkage Type is Liability.
Limit/Liability Currency Read only field. This field displays the limit currency, when the user select the Liability Number.
Limits Description Read only field. This field displays the limits description.
Limit Check Response Read only field.This field displays the limit check response. Response can be ‘Success’ or ‘Limit not Available’ based on the limit service call response.
The value in this field appears, if you click the Verify button.
Amount to Earmark This field defaults the amount to earmark. Contribution amount will default based on the contribution %.
User can change the value.
Expiry Date Read only field. This field displays the date up to which the Line is valid.
Limit Available Amount Read only field. This field displays the value of available limit, i.e., limit available without any earmark. The Limit Available Amount must be greater than the Contribution Amount.
The value in this field appears, if you click the Verify button.
Response Message Read only field. This field displays the detailed response message. The value in this field appears, if you click the Verify button.
ELCM Reference Number Read only field. This field displays the ELCM reference number.
Limit Details grid Below fields appear in the Limit Details grid along with the above fields. Line Serial Displays the serial of the various lines available and mapped under the customer id. Edit Click the link to edit the Limit Details. Cash Collateral Details Specify the Collateral details based on the description of following table: Collateral Percentage System populates the Collateral % maintained in the Customer / Product for the counter party of the contract. User can modify the collateral percentage.
Specify the percentage of collateral to be linked to this transaction. If the value is more than 100% system will display an alert message. The collateral % maintained for the customer is defaulted into the Collateral Details screen. If collateral % is not maintained for the customer, then system should default the collateral % maintained for the product. User can modify the defaulted collateral percentage, in which case system should display a override message “Defaulted Collateral Percentage modified.
Collateral Currency and amount System populates the contract currency as collateral currency by default. User can modify the collateral Currency and amount.
Exchange Rate System populates the exchange rate maintained. System validates for the Override Limit and the Stop limit if defaulted exchange rate is modified.
Collateral Details Below fields are displayed on the Collateral Details pop-up screen, if the user clicks plus icon. Total Collateral Amount Read only field. This field displays the total collateral amount provided by the user.
Collateral Amount to be Collected Read only field. This field displays the collateral amount yet to be collected as part of the collateral split.
Sequence Number Read only field. The sequence number is auto populated with the value, generated by the system.
Collateral Split % Specify the collateral split% to be collected against the selected settlement account. Collateral Contribution Amount Specify the collateral amount to be collected against the selected settlement account. User can either provide the collateral % where the collateral amount will be auto populated or modifying the collateral amount will auto correct the collateral %.
Settlement Account Click Search to search and select the settlement account for the collateral. Settlement Account Currency Read only field. This field displays the settlement account currency defaulted by the system.
Exchange Rate Read only field. This field displays the exchange rate, if the settlement account currency is different from the collateral currency.
Contribution Amount in Account Currency Read only field. This field displays the contribution amount in the settlement account currency as defaulted by the system.
Account Available Amount Read only field. System populates the account available amount on clicking the Verify button.
Response Read only field. System populates the response on clicking the Verify button.
Response Message Read only field. System populates the response message on clicking the Verify button.
Verify Click to verify the account balance of the Settlement Account. Save Click to to save and close the record. Close Click to cancel the entry. Cash Collateral Details grid Below fields appear in the along with the above fields. Contribution Amount This field displays the collateral contribution amount. The collateral % maintained for the customer is defaulted into the Collateral Details screen. If collateral % is not maintained for the customer, then system should default the collateral % maintained for the product. User can modify the defaulted collateral percentage, in which case system should display a override message “Defaulted Collateral Percentage modified.
Account Balance Check Response This field displays the account balance check response. Edit Click edit link to edit the collateral details. Account Available Amount This field displays the account available amount which will be auto-populated based on the settlement account selection. Deposit Linkage Details Specify the deposit linkage details based on the description of following table: System should allow the user to Link one or more existing Deposits as a contribution to secure underlying transactions. On Submit of DE stage, system will create Linkage of the Deposit/modification of existing Linkage by calling Back-office system (DDA) system directly.
Deposit Linkage Details pop-up screen Below fields are displayed on the Deposit Linkage Details pop-up screen, if the user clicks plus icon.
Customer Id This field displays the defaulted from the application. The user can change the Customer ID.
Deposit Account Click Search to search and select deposit for linkage from the list of all the customer Deposits. All the Deposits of the customer should be listed in the LOV search. User should be able to select the deposit for linkage.
Deposit Branch Read only field. This field displays the deposit branch which will be auto-populated based on the deposit account selection.
Deposit Available Amount Read only field. This field displays the deposit available amount and currency which will be auto-populated based on the deposit account selection.
Deposit Maturity Date Read only field. This field displays the maturity date of deposit based on the deposit account selection.
Exchange Rate Read only field. This field displays the latest exchange rate for deposit linkage.
This will be picked up from the exchange rate maintenance from the common core.
Deposit Available In Transaction Currency Read only field. This field displays the deposit amount available, after exchange rate conversion, if applicable.
Linkage Percentage % Specify the value for linkage percentage. Linkage Amount (Transaction Currency) This field displays the transaction amount, user can change the value. System validates the linking amount with available Deposit balance and should not allow to link more than the available amount.
Deposit Details grid Below fields appear in the Deposit Details grid along with the above fields. Deposit Currency This field displays the deposit currency. Transaction Currency This field displays the transaction currency. Edit Click edit link to edit the deposit linkage details. - Click Save and Close to save the details and close the
screen.
Charge Details
This section displays charge details.
Description of the illustration scrutinychargedetails.pngFor more information on fields, refer to the field description table below.
Table 2-22 Charge Details - Field Description
Field Description Commission Details This section displays the commission details. By default, all the charges, commission and margin are collected from the counter-party.
Component Displays the commission component. Rate Displays the rate that is defaulted from product. The commission rate, if available in Back Office defaults in OBTFPMCS. The user is able to change the rate.
If flat commission is applicable, then commission amount defaulted from back office is modifiable by the user. Rate field will be blank and the user cannot modify the Rate field.
Mod. Rate From the default value, if the rate is changed the value gets updated in this field. Currency Displays the currency in which the commission have to be collected. Amount Displays the amount that is maintained under the product code. The commission rate, if available in Back Office defaults in OBTFPMCS. The user is able to change the rate, but not the commission amount directly. The amount gets modified based on the rate changed and the new amount is calculated in back office based on the new rate and is populated in OBTFPMCS.
If flat commission is applicable, then commission amount defaulted from back office is modifiable by the user. Rate field will be blank and the user cannot modify the Rate field.
Modified From the default value, if the amount is changed, the value gets updated in the modified amount field. Defer Switch to 
for charges/commissions has to be deferred and
collected at any future step.
Waive Switch to to waive the charges/commissions.
Based on the customer maintenance, the charges/commission can be marked for Billing or Defer.
If the defaulted Commission is changed to defer or billing or waive, system must capture the user details and the modification details in the ‘Remarks’ place holder.
Charge Party Charge party is Applicant by default. User can change the value to Beneficiary. Settlement Account Select the settlement account. Amendable The value is auto-populated as the commission can be amendable or not. Charge Details This section displays the charge details. Component Displays the charge component type. Tag Currency Displays the tag currency in which the charges have to be collected. Tag Amount This field displays the tag amount that is maintained under the product code. Currency Displays the currency in which the charges have to be collected. Amount Displays the amount that is maintained under the product code. Modified From the default value, if the rate is changed or the amount is changed, the value gets updated in the modified amount field. Billing witch to to make the details available for billing engine for
further processing, if charges are handled by separate
billing engine.
On simulation of charges/commission from Back Office, if any of the Charges/Commission component for the customer is ‘Billing’ enabled, ‘Billing’ toggle for that component should be automatically enabled in OBTFPMCS.
The user can not enable/disable the option, if it is de-selected by default.
This field is disabled, if ‘Defer’ toggle is enabled.
Defer Switch to to defer the charges and collect at any future
step.
On simulation of charges/commission from Back Office, if any of the Charges/Commission component for the customer is AR-AP tracking enabled, ‘Defer’ toggle for that component should be automatically checked in OBTFPMCS.
The user can enable/disable the option the check box. On de-selection the user has to click on ‘Recalculate’ charges button for re-simulation.
Waive Switch to to waive the charges.
Based on the customer maintenance, the charges should be marked for Billing or for Defer.
This field is disabled, if Defer toggle is enabled.
Charge Party Charge party is applicant by default. User can change the value to beneficiary. Settlement Account Select the settlement account. For newly added values, Counter Party is used for Settlement Account.
Tax Details This section displays the tax details. The tax component is calculated based on the commission and defaults if maintained at product level. User cannot update tax details and any change in tax amount on account of modification of charges/ commission will be available on click of Re-Calculate button or on hand off to back-end system.
Component Displays the tax component. Type Displays the type of tax component. Value Date Displays the value date of tax component. Currency Displays the currency in which the tax have to be collected. The tax currency is the same as the commission.
Amount Displays the tax amount based on the percentage of commission maintained. You can edit the tax amount, if applicable.
Billing Switch to to make the details available for billing engine for
further processing, if taxes are handled by separate billing
engine.
This field is disabled, if ‘Defer’ toggle is enabled.
Defer Switch to to defer the taxes and collect at any future step.
Switch to
if you do not want to defer the taxes.
On disabling the user has to click on ‘Recalculate’ charges button for re-simulation.
Settlement Account System defaults the settlement account. The user can modify the settlement account.
For newly added values, Counter Party is used for Settlement Account.
- Click the 3 dots on Payment Details tiles to view the
Payment Detail screen.Payment Details
Description of the illustration scrutinypaymentldetails.png
For more information on fields, refer to the field description table below.
Table 2-23 Payment Details - Field Description
Field Description Payment Details Specify the payment details based on the description in the following table. Advance by Loan Read only field. This option indicates wheather the loan creation is enabled/ disabled at the time of final liquidation.
Settle Available Amount Read only field. This option indicates that during settlement if the amount as available in the CASA account of the customer has to be utilized and for the balance if a loan has to be availed, user to select the ‘Settle Available Amount’ toggle.
This option is enabled, if Advance by Loan option is enabled.
Transfer Collateral from LC Switch to for transfer of collateral from LC.
Switch to
to stop the transfer of collateral from
LC.
Transfer Collateral Amount Read only field. Displays the transfer collateral amount.
This field appears if Transfer Collateral from LC option is enabled.
Additional Collateral Amount Click the edit icon and specify the additional collateral details. The user can select the Settlement Account and view the read only fields such as: Settlement Account Currency, Exchange Rate, Contribution Amount in Account Currency, Account Available Amount, Response and Response Message from the Additional Collateral Amount edit pop-up screen.
Outstanding Collateral Amount Read only field. Displays the outstanding collateral amount.
Outstanding Collateral Amount=Transfer Collateral Amount + Additional Collateral Amount.
This field appears if Transfer Collateral from LC option is enabled.
Immediate Liquidation Required Switch to for immediate liquidation for the drawing.
Switch to
to stop the immediate liquidation for the
drawing.
This toggle is applicable only for sight LC’s and only if the drawings are without discrepancy.
Auto Liquidate Switch to if the auto liquidation is required.
Auto Liquidation enables liquidation of the bill on the due date automatically from the back office system.
Immediate Accept This option is disabled. This option indicates immediate acceptance of loan.
Reimbursement Claimed Switch to if the reimbursement is already claimed.
This field is applicable only if reimbursement is applicable and LC has reimbursement bank details.
Reimbursing Bank Click Search to search ane select the Reimbursing Bank or specify the Reimbursing Bank name. Note:
If the user selects another bank and in case the selected Bank is not RMA Compliant, the system displays error message “RMA arrangement not available”.This field is enabled, if Reimbursement Claimed toggle is ‘On’.
Reimbursement Date Specify or select the reimbursement date. If reimbursement date is later than the branch date, system will display an error.
Liquidate using Collateral Switch to if liquidation is done using collateral.
Split Settlement Switch to to select more than one account for settlement
(Split Settlement) for the liquidation of an import or
export drawing or collection bill.
Switch to
to disable the user to select more than one
account for settlement (Split Settlement) for the
liquidation of an import or export drawing or collection
bill.
Settlement Details - Liquidation This section displays the Settlement details - Liquidation. Component System defaults the component based on the product selected. Currency Application displays the default currency for the component. Debit/Credit Application displays the debit/credit indicators for the components. Account System defaults the customer’s account details for the components. The user can change the Settlement account number.
Account Description Application displays the description of the selected account. Branch Application displays the branch of the selected account. Account Currency Application defaults the currency for all the items based on the account number. Original Exchange Rate System displays the Original Exchange Rate as simulated in settlement details section from OBTF. Exchange Rate System displays the Exchange Rate. Deal Reference Number Application displays exchange deal reference number Split Settlement Below section appears, if user enables the Split Settlement option. Component Components gets defaulted based on the product selected. Contract Currency Application displays the default currency for the component. Amount Amount for each component. This is populated from the transaction details of the drawing.. Split Settlement Details Specify the Split Settlement details based on the description in the following table. Sequence Displays the sequence of the settlement details. Amount Specify the amount for the split settlement. Settlement Account Click Search to search and select the settlement account. Account Customer Read only field. Displays customer account based on the selected settlement account.
Account Currency Read only field. Displays currency of the account based on the selected settlement account.
Account Branch Read only field. Displays branch of the customer’s account based on the selected settlement account.
Original Exchange Rate Read only field. System fetches the Original Exchange Rate as simulated in settlement details section from OBTF.
This field gets displayed when you click the Fetch Exchange Rate.
Exchange Rate Read only field. System displays the Exchange Rate.
Deal Reference Number Specify the deal reference number. Action Click Edit icon to edit the Split Settlement. Click Delete icon to delete the Split Settlement.
- Click Save and Close to save the details and close the
screen.Assignment of Proceeds
In this tile, assignment details for the applicable processes is displayed. Proceeds can be assigned only if the parties have been assigned during drawing or update drawing process.
Description of the illustration scrutinyassignmentofproceeds.pngFor more information on fields, refer to the field description table below.
Table 2-24 Assignment of Proceeds - Field Description
Field Description Assignment Paid By Importer Switch to , if assignment is paid by importer.
Sequence Displays the sequence number. Assignee ID & Assignee Details Click Search to search and select the assignee id. Assignee details appear based on selected assignee ID. User can add multiple assignees to a single Bill under LC with the assignment amount or assignment percentage of parent LC.
Note:
WALKIN customers is allowed as assignee.Assignment % Specify the percentage of LC amount that has be assigned to the assignee. Once the user updates the rate, the system calculates the amount as per assigned rate and default in the assigned amount field. If the user directly captures the assigned amount then the assigned percentage has to calculate the percentage and the same to be populated in the screen. If contribution is more than 100%, system to display an alert message. Once contribution % is input system will default the amount. System to validate that Limit Contribution percentage plus Collateral percentage is equal to 100. Otherwise system to provide override.The assignment percentage should be rounded to two decimal places.
Currency Click Search to search and select the account currency of the settlement account of the assignee. Only the currencies for which the settlement account is available, only those currency will be displayed. Assigned Amount Specify the amount that has to be assigned to the assignee. If the user has already entered the assignment percentage, system to calculate the amount and populate the value.
Account Click Search to search and select the account. Assignee Account Specify the assignee account. Account with Institution Specify the account number of the account with institution.
Parent topic: Scrutiny