If both options ‘Consider as Discounted’ and ‘Accruals’ are not checked when you associate the product and interest, you cannot specify the same here. They are disabled in this case. This pertains to BC contracts.

In case of contracts of bearing type, if the ‘Accruals’ option is not checked then you cannot check the ‘Consider as Discount’ option. In case of discounted contracts you can select either of the options or both together. If the options ‘Accruals’ and ‘Consider as Discount’ are selected then the discounted interest is considered for IRR calculation. If the option ‘Accruals’ is not checked and ‘Consider as Discount’ is selected then the discounted interest is a part of the Total Discount to be Accrued. These validations pertain to BC contracts.