Banks extend various credit facilities like limits to its customers depending on their requirements. Based on the bank’s business model and their target customers they have one of the following scenarios:

• Banks extending basic credit facilities to customers like overdraft or small loans who will prefer to manage the limits within the core banking system (Standalone OBTF installation).
• Banks dealing with corporates who require trade finance and treasury that requires limit to be routed through dedicated system to manage the collateral and limit details.