6.1 Consumer Services - Oracle Banking Corporate Lending
This topic describes about the consumer services required for Oracle Banking Corporate Lending Implementation.
The below endpoints must be configured under Consumer Services in Oracle Banking Routing Hub:
- CreateContractSim
- CreateContract
- QueryLoanOSAmount
- QueryTrnInfo
- ModifyContAmend
- ReverseContract
- QueryCustinfo
- CreatePayment
- CreatePaymentSim
- ReversePayment
- QueryContract
- ModifyContAmendSim
Figure 6-1 Consumer Services - Corporate Lending
CreateContractSim
This API enables the user to calculate interest and fetch the interest, and overdue interest parameters during transaction processing.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “CreateContractSim”
Request:
{
"serviceConsumerServiceName" : "CreateContractSim",
"body" : {
"obclProductCode" : "SUPF",
"holidayTreatment" : "NBD",
"I_MONTHLY" : null,
"financeAmt" : 32,
"interestComponent" : "R",
"buyerId" : "550550",
"P_BULLET" : {
"COMP" : "P",
"noOfUnits" : 1,
"amount" : 32,
"maturityDate" : "2022-12-09",
"interestPaymentSchedule" : "B"
},
"I_BULLET" : {
"COMP" : "I",
"noOfUnits" : 1,
"maturityDate" : "2022-12-09",
"interestPaymentSchedule" : "B"
},
"branchCode" : "004",
"componentDetails" : {
"InterestTransactionList" : [ {
"id" : null,
"financeRefNo" : null,
"seqNo" : null,
"interestType" : "R",
"interestRateType" : "X",
"interestRate" : 10,
"spread" : 0,
"interestRateTotal" : null,
"interestCollFreq" : null,
"interestAmtCcy" : null,
"interestAmount" : null,
"componetName" : null,
"interestComp" : "MINTEREST",
"fixedRateType" : "U",
"rateCode" : null,
"resetTenor" : null,
"rateFixingDays" : 0,
"rateCodeUsage" : "A",
"rateRevisionFreq" : null,
"rateBasis" : "ACTUAL_365",
"rateCalcType" : null,
"tierBasedSpread" : "N",
"tierType" : null,
"frequency" : "B",
"noOfUnits" : 1,
"scheduleType" : "NORMAL",
"referenceDate" : "VALUE_DATE",
"monthEnd" : null,
"spreadApplication" : null,
"interestCollectionPeriod" : null,
"holidayTreatment" : "NBD",
"payRecieveAmount" : null,
"interestAmtTier" : null,
"interestTenorTier" : null,
"interestMixedTier" : null,
"altRiskFreeRate" : null,
"rfrMethod" : null,
"lookBackDays" : null,
"lockOutDays" : null,
"isRateCompounding" : null,
"rfrRoundingUnit" : null,
"spreadOrMarginComputationMethod" : null,
"spreadAdjComputationMethod" : null,
"rateCompundingMethod" : null,
"pricingDescription" : "PrePostInterestPricing",
"pricingId" : null,
"rateType" : "X",
"rate" : 10,
"filterCriteria" : "DEFAULT",
"filterCriteriaName" : null,
"pricingTemplateCode" : "PC00002350",
"pricingTemplateDesc" : "PrePostInterestPricing",
"isAmended" : null,
"updatedSpreadToBeApplied" : null,
"amendCount" : null
}, {
"id" : null,
"financeRefNo" : null,
"seqNo" : null,
"interestType" : "R",
"interestRateType" : "X",
"interestRate" : 10,
"spread" : 0,
"interestRateTotal" : null,
"interestCollFreq" : null,
"interestAmtCcy" : null,
"interestAmount" : null,
"componetName" : null,
"interestComp" : "PENINT",
"fixedRateType" : "U",
"rateCode" : null,
"resetTenor" : null,
"rateFixingDays" : 0,
"rateCodeUsage" : "A",
"rateRevisionFreq" : null,
"rateBasis" : "ACTUAL_365",
"rateCalcType" : null,
"tierBasedSpread" : "N",
"tierType" : null,
"frequency" : "B",
"noOfUnits" : 1,
"scheduleType" : "NORMAL",
"referenceDate" : "VALUE_DATE",
"monthEnd" : null,
"spreadApplication" : null,
"interestCollectionPeriod" : null,
"holidayTreatment" : "NBD",
"payRecieveAmount" : null,
"interestAmtTier" : null,
"interestTenorTier" : null,
"interestMixedTier" : null,
"altRiskFreeRate" : null,
"rfrMethod" : null,
"lookBackDays" : null,
"lockOutDays" : null,
"isRateCompounding" : null,
"rfrRoundingUnit" : null,
"spreadOrMarginComputationMethod" : null,
"spreadAdjComputationMethod" : null,
"rateCompundingMethod" : null,
"pricingDescription" : "PrePostInterestPricing",
"pricingId" : null,
"rateType" : "X",
"rate" : 10,
"filterCriteria" : "DEFAULT",
"filterCriteriaName" : null,
"pricingTemplateCode" : "PC00002350",
"pricingTemplateDesc" : "PrePostInterestPricing",
"isAmended" : null,
"updatedSpreadToBeApplied" : null,
"amendCount" : null
}, {
"id" : null,
"financeRefNo" : null,
"seqNo" : null,
"interestType" : "R",
"interestRateType" : "X",
"interestRate" : 10,
"spread" : 0,
"interestRateTotal" : null,
"interestCollFreq" : null,
"interestAmtCcy" : null,
"interestAmount" : null,
"componetName" : null,
"interestComp" : "PRINPENAL",
"fixedRateType" : "U",
"rateCode" : null,
"resetTenor" : null,
"rateFixingDays" : 0,
"rateCodeUsage" : "A",
"rateRevisionFreq" : null,
"rateBasis" : "ACTUAL_365",
"rateCalcType" : null,
"tierBasedSpread" : "N",
"tierType" : null,
"frequency" : "B",
"noOfUnits" : 1,
"scheduleType" : "NORMAL",
"referenceDate" : "VALUE_DATE",
"monthEnd" : null,
"spreadApplication" : null,
"interestCollectionPeriod" : null,
"holidayTreatment" : "NBD",
"payRecieveAmount" : null,
"interestAmtTier" : null,
"interestTenorTier" : null,
"interestMixedTier" : null,
"altRiskFreeRate" : null,
"rfrMethod" : null,
"lookBackDays" : null,
"lockOutDays" : null,
"isRateCompounding" : null,
"rfrRoundingUnit" : null,
"spreadOrMarginComputationMethod" : null,
"spreadAdjComputationMethod" : null,
"rateCompundingMethod" : null,
"pricingDescription" : "PrePostInterestPricing",
"pricingId" : null,
"rateType" : "X",
"rate" : 10,
"filterCriteria" : "DEFAULT",
"filterCriteriaName" : null,
"pricingTemplateCode" : "PC00002350",
"pricingTemplateDesc" : "PrePostInterestPricing",
"isAmended" : null,
"updatedSpreadToBeApplied" : null,
"amendCount" : null
} ]
},
"financeRefNo" : "004091122PP16912",
"productCode" : "PPIN",
"scheduleType" : "NORMAL",
"maturityDate" : "2022-12-09",
"interestPaymentSchedule" : "B",
"financeAmtCcy" : "USD",
"referenceDate" : "VALUE_DATE",
"startDate" : "2022-11-09",
"holidayTreatmentForSchedules" : "NBD"
},
"serviceConsumerName" : "OBSCF_OBCL"
}Response:
{"data": {
"interestModelList": [
{
"spread": "0",
"interestComp": "Y",
"interestAmtCcy": "USD",
"interestRate": "6.45",
"interestRateType": "X",
"componetName": "MINTEREST"
},
{
"spread": "0",
"interestComp": "N",
"interestAmtCcy": "USD",
"interestRate": "6.45",
"interestRateType": "X",
"componetName": "PENINT"
},
{
"spread": "0",
"interestComp": "N",
"interestAmtCcy": "USD",
"interestRate": "6.45",
"interestRateType": "X",
"componetName": "PRINPENAL"
}
],
"loandDetail": {
"payMethod": "BEARING"
},
"cashFlowDetails": [
{
"dueDate": "2022-10-31",
"totalAmountDue": "38.17",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "USD",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "38.17",
"amountPaid": "0",
"adjustedAmount": "0",
"currency": "USD",
"contractIccfView": [
{
"rateSofr": "6.45",
"contractRefNo": "004SUPF22277BE34",
"dailyAccSofr": "38.17",
"component": "MINTEREST",
"pAcuInterestSofr": "8000",
"currency": "USD",
"spreadAdjustmentSofr": "0",
"scheduleDate": "2022-10-31",
"marginSofr": "0",
"calculationDateSofr": "2022-10-04",
"interestAmountSofr": "0",
"totalSimpleIntSofr": "38.17",
"rateType": "Fixed",
"finalRate": "6.45",
"noOfDaysSofr": "27",
"rateUi": ""
}
]
}
]
},
{
"dueDate": "2022-11-04",
"totalAmountDue": "8005.65",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "USD",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "5.65",
"amountPaid": "0",
"adjustedAmount": "0",
"currency": "USD",
"contractIccfView": [
{
"rateSofr": "6.45",
"contractRefNo": "004SUPF22277BE34",
"dailyAccSofr": "5.65",
"component": "MINTEREST",
"pAcuInterestSofr": "8000",
"currency": "USD",
"spreadAdjustmentSofr": "0",
"scheduleDate": "2022-11-04",
"marginSofr": "0",
"calculationDateSofr": "2022-10-31",
"interestAmountSofr": "0",
"totalSimpleIntSofr": "5.65",
"rateType": "Fixed",
"finalRate": "6.45",
"noOfDaysSofr": "4",
"rateUi": ""
}
]
},
{
"component": "PRINCIPAL",
"amountDue": "8000",
"amountPaid": "0",
"adjustedAmount": "0",
"currency": "USD",
"contractIccfView": []
}
]
}
],
"errorCode": [],
"scheduleDetails": [
{
"unit": "1",
"frequency": "D",
"noOfSchedules": "1",
"startDate": "2022-10-04",
"scheduleType": "L",
"componentName": "PRINCIPAL",
"componentCurrency": "",
"amount": "8000",
"resetTenor": ""
},
{
"unit": "1",
"frequency": "M",
"noOfSchedules": "1",
"startDate": "2022-10-31",
"scheduleType": "P",
"componentName": "MINTEREST",
"componentCurrency": "",
"amount": "",
"resetTenor": ""
},
{
"unit": "1",
"frequency": "B",
"noOfSchedules": "1",
"startDate": "2022-11-04",
"scheduleType": "P",
"componentName": "MINTEREST",
"componentCurrency": "",
"amount": "",
"resetTenor": ""
},
{
"unit": "1",
"frequency": "B",
"noOfSchedules": "1",
"startDate": "2022-11-04",
"scheduleType": "P",
"componentName": "PRINCIPAL",
"componentCurrency": "",
"amount": "8000",
"resetTenor": ""
}
],
"status": "SUCCESS"
}
CreateContract
This API enables the user to create a loan in Loan Processor.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “CreateContract”
Request
{
"serviceConsumerServiceName" : "CreateContract",
"body" : {
"obclProductCode" : "SUPF",
"holidayTreatment" : "NBD",
"I_MONTHLY" : null,
"graceDays" : 0,
"financeAmt" : 32,
"interestComponent" : "R",
"buyerId" : "550550",
"P_BULLET" : {
"COMP" : "P",
"noOfUnits" : 1,
"amount" : 32,
"maturityDate" : "2022-12-09",
"interestPaymentSchedule" : "B"
},
"I_BULLET" : {
"COMP" : "I",
"noOfUnits" : 1,
"maturityDate" : "2022-12-09",
"interestPaymentSchedule" : "B"
},
"branchCode" : "004",
"componentDetails" : {
"InterestTransactionList" : [ {
"id" : "1252874640277385217",
"financeRefNo" : "004091122PP16912",
"seqNo" : 1,
"interestType" : "R",
"interestRateType" : "X",
"interestRate" : 10,
"spread" : 0,
"interestRateTotal" : 10,
"interestCollFreq" : "B",
"interestAmtCcy" : "USD",
"interestAmount" : 0.26,
"componetName" : null,
"interestComp" : "MINTEREST",
"fixedRateType" : "U",
"rateCode" : null,
"resetTenor" : null,
"rateFixingDays" : 0,
"rateCodeUsage" : "A",
"rateRevisionFreq" : null,
"rateBasis" : "ACTUAL_365",
"rateCalcType" : null,
"tierBasedSpread" : "N",
"tierType" : null,
"frequency" : "B",
"noOfUnits" : 1,
"scheduleType" : "NORMAL",
"referenceDate" : "VALUE_DATE",
"monthEnd" : null,
"spreadApplication" : null,
"interestCollectionPeriod" : null,
"holidayTreatment" : "NBD",
"payRecieveAmount" : null,
"interestAmtTier" : [ ],
"interestTenorTier" : [ ],
"interestMixedTier" : [ ],
"altRiskFreeRate" : null,
"rfrMethod" : null,
"lookBackDays" : null,
"lockOutDays" : null,
"isRateCompounding" : null,
"rfrRoundingUnit" : null,
"spreadOrMarginComputationMethod" : null,
"spreadAdjComputationMethod" : null,
"rateCompundingMethod" : null,
"pricingDescription" : null,
"pricingId" : null,
"rateType" : null,
"rate" : null,
"filterCriteria" : "DEFAULT",
"filterCriteriaName" : null,
"pricingTemplateCode" : "PC00002350",
"pricingTemplateDesc" : "PrePostInterestPricing",
"isAmended" : null,
"updatedSpreadToBeApplied" : null,
"amendCount" : 0
}, {
"id" : "1252874640277385218",
"financeRefNo" : "004091122PP16912",
"seqNo" : 1,
"interestType" : "R",
"interestRateType" : "X",
"interestRate" : 10,
"spread" : 0,
"interestRateTotal" : 10,
"interestCollFreq" : "B",
"interestAmtCcy" : "USD",
"interestAmount" : 0,
"componetName" : null,
"interestComp" : "PRINPENAL",
"fixedRateType" : "U",
"rateCode" : null,
"resetTenor" : null,
"rateFixingDays" : 0,
"rateCodeUsage" : "A",
"rateRevisionFreq" : null,
"rateBasis" : "ACTUAL_365",
"rateCalcType" : null,
"tierBasedSpread" : "N",
"tierType" : null,
"frequency" : "B",
"noOfUnits" : 1,
"scheduleType" : "NORMAL",
"referenceDate" : "VALUE_DATE",
"monthEnd" : null,
"spreadApplication" : null,
"interestCollectionPeriod" : null,
"holidayTreatment" : null,
"payRecieveAmount" : null,
"interestAmtTier" : [ ],
"interestTenorTier" : [ ],
"interestMixedTier" : [ ],
"altRiskFreeRate" : null,
"rfrMethod" : null,
"lookBackDays" : null,
"lockOutDays" : null,
"isRateCompounding" : null,
"rfrRoundingUnit" : null,
"spreadOrMarginComputationMethod" : null,
"spreadAdjComputationMethod" : null,
"rateCompundingMethod" : null,
"pricingDescription" : null,
"pricingId" : null,
"rateType" : null,
"rate" : null,
"filterCriteria" : "DEFAULT",
"filterCriteriaName" : null,
"pricingTemplateCode" : "PC00002350",
"pricingTemplateDesc" : "PrePostInterestPricing",
"isAmended" : null,
"updatedSpreadToBeApplied" : null,
"amendCount" : 0
}, {
"id" : "1252874640277385216",
"financeRefNo" : "004091122PP16912",
"seqNo" : 1,
"interestType" : "R",
"interestRateType" : "X",
"interestRate" : 10,
"spread" : 0,
"interestRateTotal" : 10,
"interestCollFreq" : "B",
"interestAmtCcy" : "USD",
"interestAmount" : 0,
"componetName" : null,
"interestComp" : "PENINT",
"fixedRateType" : "U",
"rateCode" : null,
"resetTenor" : null,
"rateFixingDays" : 0,
"rateCodeUsage" : "A",
"rateRevisionFreq" : null,
"rateBasis" : "ACTUAL_365",
"rateCalcType" : null,
"tierBasedSpread" : "N",
"tierType" : null,
"frequency" : "B",
"noOfUnits" : 1,
"scheduleType" : "NORMAL",
"referenceDate" : "VALUE_DATE",
"monthEnd" : null,
"spreadApplication" : null,
"interestCollectionPeriod" : null,
"holidayTreatment" : null,
"payRecieveAmount" : null,
"interestAmtTier" : [ ],
"interestTenorTier" : [ ],
"interestMixedTier" : [ ],
"altRiskFreeRate" : null,
"rfrMethod" : null,
"lookBackDays" : null,
"lockOutDays" : null,
"isRateCompounding" : null,
"rfrRoundingUnit" : null,
"spreadOrMarginComputationMethod" : null,
"spreadAdjComputationMethod" : null,
"rateCompundingMethod" : null,
"pricingDescription" : null,
"pricingId" : null,
"rateType" : null,
"rate" : null,
"filterCriteria" : "DEFAULT",
"filterCriteriaName" : null,
"pricingTemplateCode" : "PC00002350",
"pricingTemplateDesc" : "PrePostInterestPricing",
"isAmended" : null,
"updatedSpreadToBeApplied" : null,
"amendCount" : 0
} ]
},
"financeRefNo" : "004091122PP16912",
"productCode" : "PPIN",
"scheduleType" : "NORMAL",
"maturityDate" : "2022-12-09",
"financeAmtCcy" : "USD",
"interestPaymentSchedule" : "B",
"referenceDate" : "VALUE_DATE",
"startDate" : "2022-11-09",
"holidayTreatmentForSchedules" : "NBD"
},
"serviceConsumerName" : "OBSCF_OBCL"
}Response:
{"data": {
"amountDueDetail": [
{
"totalAmountDues": "38.17",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "38.17",
"amountPaid": "0",
"adjustedAmount": "0",
"currency": "USD",
"contractIccfView": [
{
"rateSofr": "6.45",
"contractRefNo": "004SUPF22277BE35",
"dailyAccSofr": "38.17",
"component": "MINTEREST",
"pAcuInterestSofr": "8000",
"currency": "USD",
"spreadAdjustmentSofr": "0",
"scheduleDate": "2022-10-31",
"marginSofr": "0",
"calculationDateSofr": "2022-10-04",
"interestAmountSofr": "0",
"totalSimpleIntSofr": "38.17",
"rateType": "Fixed",
"finalRate": "6.45",
"noOfDaysSofr": "27",
"rateUi": "6.45"
}
]
}
]
},
{
"totalAmountDues": "8005.65",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "5.65",
"amountPaid": "0",
"adjustedAmount": "0",
"currency": "USD",
"contractIccfView": [
{
"rateSofr": "6.45",
"contractRefNo": "004SUPF22277BE35",
"dailyAccSofr": "5.65",
"component": "MINTEREST",
"pAcuInterestSofr": "8000",
"currency": "USD",
"spreadAdjustmentSofr": "0",
"scheduleDate": "2022-11-04",
"marginSofr": "0",
"calculationDateSofr": "2022-10-31",
"interestAmountSofr": "0",
"totalSimpleIntSofr": "5.65",
"rateType": "Fixed",
"finalRate": "6.45",
"noOfDaysSofr": "4",
"rateUi": "6.45"
}
]
},
{
"component": "PRINCIPAL",
"amountDue": "8000",
"amountPaid": "0",
"adjustedAmount": "0",
"currency": "USD",
"contractIccfView": []
}
]
}
],
"warningCode": [
{
"warningCode": "IN-00255",
"warningDesc": "Spread/Margin type is not Slab/Tier, cannot maintain Spread/Margin"
},
{
"warningCode": "OL-AU010",
"warningDesc": "Ok to Authorize"
},
{
"warningCode": "ST-SAVE-052",
"warningDesc": "Successfully Saved and Authorized"
}
],
"loanDetails": {
"branch": "004",
"loanReferenceNumber": "004SUPF22277BE35"
},
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"cashFlowContract": [
{
"dueDate": "2022-10-31",
"totalAmountDue": "38.17",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "USD"
},
{
"dueDate": "2022-11-04",
"totalAmountDue": "8005.65",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "USD"
}
],
"status": "SUCCESS"
}
QueryLoanOSAmount
This API enables the user to fetch the outstanding loan amount.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “QueryLoanOSAmount”
Request:
{ "serviceConsumerServiceName": "QueryLoanOSAmount",
"body": {
"branchCode": "004",
"processingDate": "2022-10-04",
"financeAmtCcy": "USD",
"clRefNo": "004SUPF22277AR63"
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{
"headers": {},
"data": {
"outStandingSummary": {
"totalOSAmount": "7350",
"clRefNo": "004SUPF22277AR63"
},
"delinquencyStatus": "NORM",
"warningCode": [
{
"warningCode": "ST-SAVE-023",
"warningDesc": "Record Successfully Retrieved"
}
],
"errorCode": [
{
"errorCode": "",
"errorDesc": ""
}],
"paymentBreakup": [
{
"amtDue": "7350",
"component": "PRINCIPAL"
}
],
"status": "SUCCESS"
}
QueryTrnInfo
This API enables the user to query the interest accrued for front ended loan.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “QueryTrnInfo”
Request:
{"serviceConsumerServiceName": "QueryTrnInfo",
"body": {
"branchCode": "004",
"refNo": "004DES5222770575",
"isLoggingRequired": false,
"trnFromDt": "2022-10-04",
"trnToDt": "2022-10-04"
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{
"data": {
"warningCode": [
{
"warningCode": "ST-SAVE-073",
"warningDesc": "Successfully Retrieved"
}
],
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"trnInfoDTO": {
"delinquencyStatus": "NORM",
"minTxnAmt": "14.03",
"maxTxnAmt": "800",
"refNo": "004DES5222770575",
"delinqStatusDesc": "Normal Status",
"isWorstStatus": "N",
"trnFromDt": "2022-10-04",
"trnToDt": "2022-10-04",
"eventDetail": [
{
"eventNo": "5",
"eventCd": "LIQD",
"eventDesc": "Liquidation For Cls/Cheques",
"makerId": "ADMINUSER2",
"eventDt": "2022-10-04",
"reversedEsn": "0",
"trnAmountDetail": [
{
"acBrn": "004",
"accNo": "100000101",
"acCcy": "USD",
"bnkLcy": "USD",
"drCrInd": "C",
"trnCd": "000",
"amtTag": "PRINCIPAL_LIQD",
"fcyAmt": "0",
"trnDt": "2022-10-04",
"valDt": "2022-10-04",
"acSrNo": "1731853",
"lcyAmt": "100",
"eventCd": "LIQD",
"relatedCustomer": "202299",
"relatedReference": "LIQD",
"accType": "G"
},
{
"acBrn": "004",
"accNo": "100000006",
"acCcy": "USD",
"bnkLcy": "USD",
"drCrInd": "D",
"trnCd": "000",
"amtTag": "PRINCIPAL_LIQD",
"fcyAmt": "0",
"trnDt": "2022-10-04",
"valDt": "2022-10-04",
"acSrNo": "1731854",
"lcyAmt": "100",
"eventCd": "LIQD",
"relatedCustomer": "202299",
"relatedReference": "LIQD",
"accType": "G"
}
]
},
{
"eventNo": "4",
"eventCd": "LIQD",
"eventDesc": "Liquidation For Cls/Cheques",
"makerId": "ADMINUSER2",
"eventDt": "2022-10-04",
"reversedEsn": "0",
"trnAmountDetail": [
{
"acBrn": "004",
"accNo": "100000101",
"acCcy": "USD",
"bnkLcy": "USD",
"drCrInd": "C",
"trnCd": "000",
"amtTag": "PRINCIPAL_LIQD",
"fcyAmt": "0",
"trnDt": "2022-10-04",
"valDt": "2022-10-04",
"acSrNo": "1731847",
"lcyAmt": "100",
"eventCd": "LIQD",
"relatedCustomer": "202299",
"relatedReference": "LIQD",
"accType": "G"
},
{
"acBrn": "004",
"accNo": "100000006",
"acCcy": "USD",
"bnkLcy": "USD",
"drCrInd": "D",
"trnCd": "000",
"amtTag": "PRINCIPAL_LIQD",
"fcyAmt": "0",
"trnDt": "2022-10-04",
"valDt": "2022-10-04",
"acSrNo": "1731848",
"lcyAmt": "100",
"eventCd": "LIQD",
"relatedCustomer": "202299",
"relatedReference": "LIQD",
"accType": "G"
}
]
},
{
"eventNo": "3",
"eventCd": "DSBR",
"eventDesc": "Disbursement",
"makerId": "ADMINUSER2",
"eventDt": "2022-10-04",
"reversedEsn": "0",
"trnAmountDetail": [
{
"acBrn": "004",
"accNo": "100000005",
"acCcy": "USD",
"bnkLcy": "USD",
"drCrInd": "C",
"trnCd": "001",
"amtTag": "PRINCIPAL",
"fcyAmt": "0",
"trnDt": "2022-10-04",
"valDt": "2022-10-04",
"acSrNo": "1731839",
"lcyAmt": "800",
"eventCd": "DSBR",
"relatedCustomer": "202299",
"relatedReference": "DSBR",
"accType": "G"
},
{
"acBrn": "004",
"accNo": "100000201",
"acCcy": "USD",
"bnkLcy": "USD",
"drCrInd": "C",
"trnCd": "001",
"amtTag": "MINTEREST_LIQD",
"fcyAmt": "0",
"trnDt": "2022-10-04",
"valDt": "2022-10-04",
"acSrNo": "1731840",
"lcyAmt": "14.03",
"eventCd": "DSBR",
"relatedCustomer": "202299",
"relatedReference": "DSBR",
"accType": "G"
},
{
"acBrn": "004",
"accNo": "100000101",
"acCcy": "USD",
"bnkLcy": "USD",
"drCrInd": "D",
"trnCd": "001",
"amtTag": "PRINCIPAL",
"fcyAmt": "0",
"trnDt": "2022-10-04",
"valDt": "2022-10-04",
"acSrNo": "1731841",
"lcyAmt": "800",
"eventCd": "DSBR",
"relatedCustomer": "202299",
"relatedReference": "DSBR",
"accType": "G"
},
{
"acBrn": "004",
"accNo": "100000006",
"acCcy": "USD",
"bnkLcy": "USD",
"drCrInd": "D",
"trnCd": "001",
"amtTag": "MINTEREST_LIQD",
"fcyAmt": "0",
"trnDt": "2022-10-04",
"valDt": "2022-10-04",
"acSrNo": "1731842",
"lcyAmt": "14.03",
"eventCd": "DSBR",
"relatedCustomer": "202299",
"relatedReference": "DSBR",
"accType": "G"
}
]
},
{
"eventNo": "2",
"eventCd": "INIT",
"eventDesc": "Contract Initiation",
"makerId": "ADMINUSER2",
"eventDt": "2022-10-04",
"reversedEsn": "0",
"trnAmountDetail": []
},
{
"eventNo": "1",
"eventCd": "BOOK",
"eventDesc": "Booking Of Contract",
"makerId": "ADMINUSER2",
"eventDt": "2022-10-04",
"reversedEsn": "0",
"trnAmountDetail": []
}
]
},
"status": "SUCCESS"
}
ModifyContAmend
This API enables the user to reopen structure address.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “ModifyContAmend”
Request:
{ "serviceConsumerServiceName": "ModifyContAmend",
"body": {
"branchCode": "004",
"componentDetails": [
{
"rateCalculationType": "",
"tierType": "T",
"resetTenor": "",
"tierBasedSpread": "Y",
"minRat": 1,
"fixedRateType": "U",
"rateCode": null,
"rateCodeUsage": "A",
"pricingId": "",
"frequency": "B",
"COMP": "MINTEREST",
"retainmainCompProp": "",
"rateType": "X",
"noOfUnits": 1,
"rate": 7,
"pricingDescription": "",
"rateFixingReqd": "N",
"mainComp": "Y",
"interestRate": 7,
"rateFixingDays": 0,
"spread": 4,
"maxRat": 20,
"floatingRateCode": "",
"interestAmtCcy": "USD",
"rateRevisionFrequency": null,
"rateBasis": 3,
"fixedRateCode": "",
"penaltyTenor": ""
},
{
"rateCalculationType": "",
"tierType": "T",
"resetTenor": "",
"tierBasedSpread": "Y",
"minRat": 1,
"fixedRateType": "U",
"rateCode": null,
"rateCodeUsage": "A",
"pricingId": "",
"frequency": "B",
"COMP": "PRINPENAL",
"retainmainCompProp": "",
"rateType": "X",
"noOfUnits": 1,
"rate": 7,
"pricingDescription": "",
"rateFixingReqd": "N",
"mainComp": "N",
"interestRate": 7,
"rateFixingDays": 0,
"spread": 7,
"maxRat": 20,
"floatingRateCode": "",
"interestAmtCcy": "USD",
"rateRevisionFrequency": null,
"rateBasis": 3,
"fixedRateCode": "",
"penaltyTenor": ""
}
],
"PRINPENAL": {
"rateCalculationType": "",
"tierType": "T",
"resetTenor": "",
"tierBasedSpread": "Y",
"minRat": 1,
"fixedRateType": "U",
"rateCode": null,
"rateCodeUsage": "A",
"pricingId": "",
"frequency": "B",
"COMP": "PRINPENAL",
"retainmainCompProp": "",
"rateType": "X",
"noOfUnits": 1,
"rate": 7,
"pricingDescription": "",
"rateFixingReqd": "N",
"mainComp": "N",
"interestRate": 7,
"rateFixingDays": 0,
"spread": 7,
"maxRat": 20,
"floatingRateCode": "",
"interestAmtCcy": "USD",
"rateRevisionFrequency": null,
"rateBasis": 3,
"fixedRateCode": "",
"penaltyTenor": ""
},
"processingDate": "2022-10-04",
"financeAmtCcy": "USD",
"clRefNo": "004SUPF221878299",
"MINTRateType": "X",
"MINTEREST": {
"rateCalculationType": "",
"tierType": "T",
"resetTenor": "",
"tierBasedSpread": "Y",
"minRat": 1,
"fixedRateType": "U",
"rateCode": null,
"rateCodeUsage": "A",
"pricingId": "",
"frequency": "B",
"COMP": "MINTEREST",
"retainmainCompProp": "",
"rateType": "X",
"noOfUnits": 1,
"rate": 7,
"pricingDescription": "",
"rateFixingReqd": "N",
"mainComp": "Y",
"interestRate": 7,
"rateFixingDays": 0,
"spread": 4,
"maxRat": 20,
"floatingRateCode": "",
"interestAmtCcy": "USD",
"rateRevisionFrequency": null,
"rateBasis": 3,
"fixedRateCode": "",
"penaltyTenor": ""
}
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{ "data": {
"loanDetails": {
"loanReferenceNumber": "004SUPF221878299",
"branch": "004"
},
"cashFlowDetails": [
{
"dueDate": "2022-07-31",
"totalAmountDue": "1630.9",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1630.9",
"amountPaid": "1630.9",
"adjustedAmount": "1630.9",
"currency": ""
}
]
},
{
"dueDate": "2022-08-31",
"totalAmountDue": "1795.4",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1795.4",
"amountPaid": "1795.4",
"adjustedAmount": "1795.4",
"currency": ""
}
]
},
{
"dueDate": "2022-09-30",
"totalAmountDue": "1569.8",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1569.8",
"amountPaid": "1569.8",
"adjustedAmount": "1569.8",
"currency": ""
}
]
},
{
"dueDate": "2022-10-31",
"totalAmountDue": "1602.7",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1602.7",
"amountPaid": "1602.7",
"adjustedAmount": "1602.7",
"currency": ""
}
]
},
{
"dueDate": "2022-11-30",
"totalAmountDue": "1551",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1551",
"amountPaid": "1551",
"adjustedAmount": "1551",
"currency": ""
}
]
},
{
"dueDate": "2022-12-31",
"totalAmountDue": "1602.7",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1602.7",
"amountPaid": "1602.7",
"adjustedAmount": "1602.7",
"currency": ""
}
]
},
{
"dueDate": "2023-01-31",
"totalAmountDue": "1602.7",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1602.7",
"amountPaid": "1602.7",
"adjustedAmount": "1602.7",
"currency": ""
}
]
},
{
"dueDate": "2023-02-28",
"totalAmountDue": "1447.6",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1447.6",
"amountPaid": "1447.6",
"adjustedAmount": "1447.6",
"currency": ""
}
]
},
{
"dueDate": "2023-03-31",
"totalAmountDue": "1602.7",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1602.7",
"amountPaid": "1602.7",
"adjustedAmount": "1602.7",
"currency": ""
}
]
},
{
"dueDate": "2023-04-30",
"totalAmountDue": "1551",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1551",
"amountPaid": "1551",
"adjustedAmount": "1551",
"currency": ""
}
]
},
{
"dueDate": "2023-05-31",
"totalAmountDue": "1602.7",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "1602.7",
"amountPaid": "1602.7",
"adjustedAmount": "1602.7",
"currency": ""
}
]
},
{
"dueDate": "2023-06-20",
"totalAmountDue": "170234",
"totalAmountPaid": "0",
"totalAmountAdjusted": "0",
"currency": "",
"amountDue": []
}
],
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"status": "SUCCESS"
}
ReverseContract
This API enables the user to reverse the contract.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “ReverseContract”
Request:
{ "serviceConsumerServiceName": "ReverseContract",
"body": {
"branchCode": "004",
"contractRefNo": "004SUPF222590174"
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{
"data": {
"warningCode": [
{
"warningCode": "OL-AU010",
"warningDesc": "Ok to Authorize"
},
{
"warningCode": "OL-C0070",
"warningDesc": "Do you want to reverse contract 004SUPF222590174 ?"
},
{
"warningCode": "ST-SAVE-076",
"warningDesc": "Successfully Reversed And Authorized"
}
],
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"status": "SUCCESS"
}
QueryCustinfo
This API enables the user to query the customer information to fetch the contract reference number.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “QueryCustinfo”
Request:
{ "serviceConsumerServiceName": "QueryCustinfo",
"body": {
"branchCode": "004",
"financeRefNo": "004041022VE03568",
"buyerId": "001977"
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{"body": {
"data": {
"warningCode": [
{
"warningCode": "ST-SAVE-073",
"warningDesc": "Successfully Retrieved"
}
],
"userRefNoDetail": {
"branch": "004",
"loanReferenceNumber": "004SUPF222550022"
},
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"status": "SUCCESS"
}
}
}CreatePayment
This API enables the user to partly/fully settle the loan in Loan Processor.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “CreatePayment”
Request:
{ "serviceConsumerServiceName": "CreatePayment",
"body": {
"penIntOnIntPayable": "",
"penIntComp": "",
"clRefNo": "004SUPF22277AR63",
"loanInterestPayable": "",
"branchCode": "004",
"penIntPayable": "",
"principalComp": "PRINCIPAL",
"penIntOnIntComp": "",
"limitDate": "2022-11-04",
"totalSettlementAmount": 100,
"refundReqd": "N",
"loanPrincipalPayable": 100,
"interestComp": "",
"effectiveDate": "2022-10-04"
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{
"headers": {},
"body": {
"data": {
"warningCode": [
{
"warningCode": "ST-SAVE-052",
"warningDesc": "Successfully Saved and Authorized"
}
],
"amountSchDtls": [
{
"compName": "MINTEREST",
"amtOverdue": "35.07",
"amtDue": "",
"aamtDue": "5.2"
},
{
"compName": "PRINCIPAL",
"amtOverdue": "0",
"amtDue": "",
"aamtDue": "7350"
}
],
"loanStatus": "A",
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"refundAmount": "0",
"status": "SUCCESS"
}
CreatePaymentSim
This API enables the user to fetch the refund details.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “CreatePaymentSim”
Request:
{"serviceConsumerServiceName": "CreatePaymentSim",
"body": {
"penIntOnIntPayable": "",
"penIntComp": "",
"clRefNo": "004DES5222770575",
"loanInterestPayable": "",
"branchCode": "004",
"penIntPayable": "",
"principalComp": "PRINCIPAL",
"penIntOnIntComp": "",
"limitDate": "2022-12-23",
"totalSettlementAmount": 100,
"refundReqd": "Y",
"loanPrincipalPayable": 100,
"interestComp": "",
"effectiveDate": "2022-10-04"
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{ "data": {
"warningCode": [
{
"warningCode": "ST-SAVE-052",
"warningDesc": "Successfully Saved and Authorized"
}
],
"amountSchDtls": [
{
"compName": "MINTEREST",
"amtOverdue": "0",
"amtDue": "",
"aamtDue": ""
},
{
"compName": "PRINCIPAL",
"amtOverdue": "0",
"amtDue": "",
"aamtDue": "600"
}
],
"loanStatus": "A",
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"refundAmount": "3.51",
"status": "SUCCESS"
}
}ReversePayment
This API enables the user to reverse the payment.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “ReversePayment”
Request:
{ "serviceConsumerServiceName": "ReversePayment",
"body": {
"branchCode": "004",
"clRefNo": "004DES5222770441"
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{
"headers": {},
"body": {
"data": {
"warningCode": [
{
"warningCode": "ST-SAVE-076",
"warningDesc": "Successfully Reversed And Authorized"
}
],
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"status": "SUCCESS"
}
QueryContract
This API enables the user to fetch the contract.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “QueryContract”
Request:
{"serviceConsumerServiceName": "QueryContract",
"body": {
"branchCode": "004",
"contractRefNo": "004SUPF22277AR63",
"isLoggingRequired": false
},
"serviceConsumerName": "OBSCF_OBCL"
}Response:
{"data": {
"amountDueDetail": [
{
"totalAmountDues": "650",
"amountDue": [
{
"component": "PRINCIPAL",
"amountDue": "650",
"amountPaid": "650",
"adjustedAmount": "0",
"dueDate": "2022-10-04",
"payByDate": "2022-10-04",
"amountSettledDetails": [
{
"currency": "USD",
"amtPaidinCcy": "50",
"amtPaid": "50",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
},
{
"currency": "USD",
"amtPaidinCcy": "100",
"amtPaid": "100",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
},
{
"currency": "USD",
"amtPaidinCcy": "50",
"amtPaid": "50",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
},
{
"currency": "USD",
"amtPaidinCcy": "50",
"amtPaid": "50",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
},
{
"currency": "USD",
"amtPaidinCcy": "100",
"amtPaid": "100",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
},
{
"currency": "USD",
"amtPaidinCcy": "50",
"amtPaid": "50",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
},
{
"currency": "USD",
"amtPaidinCcy": "100",
"amtPaid": "100",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
},
{
"currency": "USD",
"amtPaidinCcy": "50",
"amtPaid": "50",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
},
{
"currency": "USD",
"amtPaidinCcy": "100",
"amtPaid": "100",
"valueDate": "2022-10-04",
"processDate": "2022-10-04"
}
],
"contractIccfView": []
}
]
},
{
"totalAmountDues": "35.07",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "35.07",
"amountPaid": "0",
"adjustedAmount": "0",
"dueDate": "2022-10-31",
"payByDate": "2022-10-31",
"amountSettledDetails": [],
"contractIccfView": [
{
"rateSofr": "6.45",
"contractRefNo": "004SUPF22277AR63",
"dailyAccSofr": "35.07",
"component": "MINTEREST",
"pAcuInterestSofr": "7350",
"currency": "USD",
"spreadAdjustmentSofr": "0",
"scheduleDate": "2022-10-31",
"marginSofr": "0",
"calculationDateSofr": "2022-10-04",
"interestAmountSofr": "0",
"totalSimpleIntSofr": "35.07",
"rateType": "Fixed",
"finalRate": "6.45",
"noOfDaysSofr": "27",
"rateUi": "6.45"
}
]
}
]
},
{
"totalAmountDues": "7355.2",
"amountDue": [
{
"component": "MINTEREST",
"amountDue": "5.2",
"amountPaid": "0",
"adjustedAmount": "0",
"dueDate": "2022-11-04",
"payByDate": "2022-11-04",
"amountSettledDetails": [],
"contractIccfView": [
{
"rateSofr": "6.45",
"contractRefNo": "004SUPF22277AR63",
"dailyAccSofr": "5.2",
"component": "MINTEREST",
"pAcuInterestSofr": "7350",
"currency": "USD",
"spreadAdjustmentSofr": "0",
"scheduleDate": "2022-11-04",
"marginSofr": "0",
"calculationDateSofr": "2022-10-31",
"interestAmountSofr": "0",
"totalSimpleIntSofr": "5.2",
"rateType": "Fixed",
"finalRate": "6.45",
"noOfDaysSofr": "4",
"rateUi": "6.45"
}
]
},
{
"component": "PRINCIPAL",
"amountDue": "7350",
"amountPaid": "0",
"adjustedAmount": "0",
"dueDate": "2022-11-04",
"payByDate": "2022-11-04",
"amountSettledDetails": [],
"contractIccfView": []
}
]
}
],
"warningCode": [
{
"warningCode": "ST-SAVE-073",
"warningDesc": "Successfully Retrieved"
}
],
"loanDetails": {
"branch": "004",
"loanReferenceNumber": "004SUPF22277AR63"
},
"errorCode": [
"errorCode": "",
"errorDesc": ""],
"status": "SUCCESS"
}
ModifyContAmendSim
This API enables the user to fetch the refund amount, and other interest details.
SERVICE-CONSUMER = “OBSCF_OBCL”
SERVICE-CONSUMER-SERVICE= “ModifyContAmendSim”
Request:
{
"serviceConsumerServiceName" : "ModifyContAmendSim",
"body" : {
"branchCode" : "004",
"interestDetails" : {
"InterestTransactionList" : [ {
"id" : "1218070345078288384",
"financeRefNo" : "004011122PT04289",
"seqNo" : 2,
"interestType" : "R",
"interestRateType" : "X",
"interestRate" : 8,
"spread" : 2,
"interestRateTotal" : 10,
"interestCollFreq" : "B",
"interestAmtCcy" : "USD",
"interestAmount" : 0,
"componetName" : null,
"interestComp" : "O",
"fixedRateType" : "U",
"rateCode" : null,
"resetTenor" : null,
"rateFixingDays" : 0,
"rateCodeUsage" : "A",
"rateRevisionFreq" : null,
"rateBasis" : "ACTUAL_360",
"rateCalcType" : null,
"tierBasedSpread" : "N",
"tierType" : "A",
"frequency" : "B",
"noOfUnits" : 1,
"scheduleType" : "NORMAL",
"referenceDate" : "VALUE_DATE",
"monthEnd" : null,
"spreadApplication" : null,
"interestCollectionPeriod" : null,
"holidayTreatment" : null,
"payRecieveAmount" : null,
"interestAmtTier" : [ ],
"interestTenorTier" : [ ],
"interestMixedTier" : [ ],
"altRiskFreeRate" : "N",
"rfrMethod" : null,
"lookBackDays" : null,
"lockOutDays" : null,
"isRateCompounding" : null,
"rfrRoundingUnit" : null,
"spreadOrMarginComputationMethod" : null,
"spreadAdjComputationMethod" : null,
"rateCompundingMethod" : null,
"pricingDescription" : null,
"pricingId" : null,
"rateType" : null,
"rate" : null,
"filterCriteria" : "PROGRAM_PARTY_BASED",
"filterCriteriaName" : "Program Party Based",
"pricingTemplateCode" : "PC00000115",
"pricingTemplateDesc" : "Amount Based Int",
"isAmended" : "Y",
"updatedSpreadToBeApplied" : 2,
"amendCount" : 0
} ]
},
"componentDetails" : [ ],
"financeDetails" : {
"id" : "1218070345065705472",
"financeRefNo" : "004011122PT04289",
"intgStatusCode" : null,
"seqNo" : 2,
"reversedSeqNo" : null,
"requestId" : "R0111222312",
"branchCode" : "004",
"productCode" : "PTo7",
"operationCode" : "AMENDMENT",
"programCode" : "APTot77",
"isAdhocTxn" : "N",
"isSplitTxn" : null,
"programName" : "Prog For Finance",
"buyerId" : "000122",
"buyerName" : "Total Energies",
"buyerDivCode" : null,
"buyerDivName" : null,
"supplierId" : "000687",
"supplierName" : "Salt",
"supplierDivCode" : null,
"supplierDivName" : null,
"debtor" : "000122",
"debtorName" : "Total Energies",
"startDate" : "2022-11-01",
"tenor" : 30,
"maturityDate" : "2022-12-01",
"totalInstrumentAmtCcy" : "USD",
"totalInstrumentAmt" : 1000,
"totalNetInvoiceAmt" : 1000,
"financePCT" : 100,
"financeAmtCcy" : "USD",
"financeAmt" : 1000,
"exchangeRate" : 1,
"processingDate" : "2022-11-01",
"settlementProcessingDate" : null,
"makerId" : "THRUPTHAC",
"makerDateStamp" : "2022-11-01",
"authId" : null,
"authDateStamp" : null,
"financeStatus" : "DISBURSED",
"clRefNo" : "004SUPF223060239",
"settlementRefNo" : null,
"settlementMethod" : null,
"totalSettlementAmt" : null,
"creditReceived" : null,
"creditAccount" : null,
"paymentParty" : null,
"accountType" : null,
"settlementAmtAllocated" : null,
"balanceAmtToBeAllocated" : null,
"settlementAmtAllocation" : null,
"manualAllocation" : null,
"pastDueDate" : "2022-12-01",
"valueDate" : "2022-11-01",
"principalOSAmount" : 1000,
"interestOSAmount" : 0,
"totalOSAmount" : 1000,
"valueDtdIntOSAmt" : null,
"overdueIntOSAmt" : 0,
"valueDtdOverdueIntOSAmt" : null,
"paymentAmt" : null,
"appropPaymentAmt" : null,
"appropriationSequence" : null,
"pmtToPrncplOS" : null,
"pmtToIntOS" : null,
"pmtToOverdueIntOS" : null,
"productDescription" : "Product For Finance",
"productCategory" : "INV",
"maxTenorAllowed" : null,
"minTenorAllowed" : null,
"minFinPCT" : null,
"maxFinPCT" : null,
"holidayTreatment" : "NBD",
"productType" : "B",
"preferredDisbursementMode" : "ACCOUNT_TRANSFER",
"settlementCcy" : null,
"totalOSAmountSettlementCcy" : null,
"refund" : null,
"settlementExchangeRate" : null,
"totalOSPostAllocation" : null,
"settleFinExcRate" : null,
"stageId" : "Processing",
"errorCode" : null,
"errorDescription" : null,
"graceDays" : 0,
"partRepaymentAllowed" : null,
"staleStatus" : null,
"isOverdue" : null,
"minFinanciableAmt" : null,
"maxFinanciableAmt" : null,
"minReFinPCT" : null,
"maxReFinPCT" : null,
"penIntOSAmt" : 0,
"pmtToPenOnIntOS" : null,
"valueDtdPenIntOSAmt" : null,
"interestAmortized" : null,
"withRecourse" : "Y",
"transactionFlow" : null,
"totalMarginAmount" : null,
"interestType" : "R",
"interestRefundAmt" : null,
"interestRefundHandling" : null,
"interestRefundPmtMode" : null,
"interestBearingPartyRole" : "B",
"isFromRecon" : null,
"interestPaidUpfront" : null,
"delinquencyStatus" : null,
"intCalcBasisAmt" : 1000,
"odIntCalcBasisAmt" : 0,
"penIntCalcBasisAmt" : 0,
"isLimitsApplicable" : null,
"docRefNo" : "004011122PT04289",
"requestDate" : null,
"paymentRefNo" : null,
"chgCalc" : null,
"utrRefNo" : null,
"parentRefNo" : null,
"npaorOverDueCheckResponseModelList" : null,
"interestDueAmount" : null,
"valueDtdIntDueAmt" : null,
"pmtToIntDue" : null,
"interestCollFreq" : "B",
"earliestScheduleDate" : null,
"inProgressSettlementsFound" : null,
"statusSortingComparator" : null,
"appropriated" : null,
"principalOSAmountForCalc" : null,
"valueDtdIntOSAmtForCalc" : null,
"valueDtdOverdueIntOSAmtForCalc" : null,
"valueDtdPenIntOSAmtForCalc" : null,
"valueDtdIntDueAmtForCalc" : null,
"totalOSAmountForCalc" : null,
"prePostConversion" : "N",
"preShipSettlementAmt" : 0,
"netDisbursedAmt" : 1000,
"skipPreShipmentLiquidation" : "N",
"isFromPostShipmentDisbursement" : null,
"preShipFinanceRefNo" : null,
"componentsScheduleCollection" : null,
"liquidationOrder" : null,
"postShipmentFinanceModel" : null,
"autoSettleNFinRefNoList" : null,
"useEarmarkedLimits" : null,
"isAmended" : "Y",
"oldMaturityDate" : null,
"amendType" : "PRICING",
"channel" : "HOST",
"fundingReqDate" : null,
"instrumentDate" : "2022-11-01"
}
},
"serviceConsumerName" : "OBSCF_OBCL"
}
Response:
{
"headers" : { },
"body" : {
"data" : {
"interestDetails" : [ {
"spread" : "0",
"totalInterestRate" : "2",
"userRate" : "2",
"component" : "MINTEREST"
}, {
"spread" : "2",
"totalInterestRate" : "10",
"userRate" : "8",
"component" : "PRINPENAL"
}, {
"spread" : "0",
"totalInterestRate" : "2",
"userRate" : "2",
"component" : "PENINT"
} ],
"amountDueDetail" : [ {
"totalAmountDues" : "1001.64",
"amountDue" : [ {
"component" : "MINTEREST",
"amountDue" : "1.64",
"amountPaid" : "",
"adjustedAmount" : "",
"dueDate" : "",
"payByDate" : "2022-12-01",
"payReceiveAmount" : "0",
"currency" : "",
"amountSettledDetails" : [ ],
"contractIccfView" : [ {
"rateSofr" : "2",
"contractRefNo" : "004SUPF223060239",
"dailyAccSofr" : "1.64",
"component" : "MINTEREST",
"pAcuInterestSofr" : "1000",
"currency" : "USD",
"spreadAdjustmentSofr" : "0",
"scheduleDate" : "2022-12-01",
"marginSofr" : "0",
"calculationDateSofr" : "2022-11-01",
"interestAmountSofr" : "0",
"totalSimpleIntSofr" : "1.64",
"rateType" : "",
"finalRate" : "2",
"noOfDaysSofr" : "30",
"rateUi" : ""
} ]
}, {
"component" : "PRINCIPAL",
"amountDue" : "1000",
"amountPaid" : "",
"adjustedAmount" : "",
"dueDate" : "",
"payByDate" : "2022-12-01",
"payReceiveAmount" : "0",
"currency" : "",
"amountSettledDetails" : [ ],
"contractIccfView" : [ ]
} ]
} ],
"loanDetails" : {
"loanReferenceNumber" : "004SUPF223060239",
"branch" : "004"
},
"errorCode" : [ ],
"status" : "SUCCESS"
},
"messages" : {
"keyId" : null,
"status" : "SUCCESS",
"codes" : [ ],
"requestId" : null,
"httpStatusCode" : "OK",
"overrideAuthLevelsReqd" : null
}
}
}
Parent topic: Outbound API configuration in Oracle Banking Routing Hub