This topic describes the instructions to capture the hardship restructure as distinct programs.

1. On Homescreen, click Retail Lending, under Retail Lending, click Maintenance.
2. Under Maintenance, click Restructure Plan, under Restructure Plan, click Create Restructure Plan.
   The Create Restructure Plan screen displays.

   Figure 2-55 Create Restructure Plan

   
   

   
   Description of "Figure 2-55 Create Restructure Plan"

   
   
3. Specify the fields on Create Restructure Plan screen.

   Note:

   The fields marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 2-51 Create Restructure Plan - Field Description

   Field	Description
   Restructure Plan Code	Specify the unique plan code.
   Restructure Plan Description	Specify the description for plan code defined.
   Maximum Allowed Duration Period	specify the maximum allowed period for benefit plan to an lending account. The benefit plan can be applied to a Lending Account multiple times, but the total cumulative period cannot exceed the specified limit.
   Duration Unit	Select the units from the drop-down list. The available options are: Months
   Start Date	Specify the start date for the benefit plan.
   End Date	Specify the end date for the account condition to effect.
   Advanced Rules Required	Click the toggle status to enable this feature. This indicates whether using the advanced expression builder is required for applying the benefit plan to the account. Note: This field is for future use.
   Batch Processing Required	Click the toggle status to distinguish the restructure plan for online processing or batch processing. Note: This field is for future use.
   Bill Suspension	The fields under Bill Suspension are described below:
   Required	Click the toggle status to indicate the bill suspension is required.
   Interest Rate Restructure	The fields under Interest Rate Restructure are described below:
   Required	Click the toggle status to indicate whether interest rate restructure is required. When enabled, the system will capture the reduced interest rate or period value from the servicing layer and apply it to the lending account.
   Restructure Period Interest Rate	Specify the net interest rate considered during restructure period.
   Fee Waiver	The fields under Fee Waiver are described below:
   Required	Click the toggle status to indicates whether a fee waiver (for any fees not linked to installments) is required. When enabled, the system will capture the component values and waiver details from the servicing layer and apply them to the lending account.
   Add New	Click this icon to add fee waiver details.
   Component Code	Select the component code from the drop-down list. The system to fetch from Business Component Maintenance - Fee Type Component (Active and Open Records ).
   Component Code Description	Displays the description of the component code selected.

4. Click Save to save the details.
   The Lookups is successfully created and can be viewed using the View Restructure Plan screen.