1. US Real-Time Payments User Guide
  2. US RTP: Request for Payment
  3. Outbound RFP Transactions
  4. US RTP Request for Payment
  5. Main Tab

Main Tab

  1. Click on Main Tab.

    Figure 3-3 US RTP Request for Payment Detailed - Main Tab

    Description of Figure 3-3 follows
    Description of "Figure 3-3 US RTP Request for Payment Detailed - Main Tab"
  2. On Main Tab, specify the fields.
    For more information on fields, refer to the field description below:

    Table 3-3 US RTP Request for Payment Detailed - Main Tab Field Description

    Field Description
    Creditor Details --
    Creditor Account Select the valid account number to be credited from the list of values. All the valid account numbers are listed.
    Account Currency System defaults the Account currency based on the account number selected.
    Account Branch System defaults the Account Branch based on the account number selected.
    Creditor Name System defaults the creditor name based on the account number selected.
    Customer Number System defaults the Customer Number based on the account number selected.
    Customer Service Model The customer service model linked to the customer, if any, is populated.
    Creditor Identification --
    Birth Date Specify the Birth Date of the creditor.
    City Of Birth Specify the City of Birth of the creditor.
    Country Of Birth Specify the Country of Birth of the creditor.

    Note:

    Either all the fields in creditor Identification can be null or all the fields must have data. System validates the mandatory data
    Creditor Postal Address --
    Street Name Specify the Street Name of the creditor.
    Building Number Specify the Building Number of the creditor.
    Post Code Specify the Post Code of the creditor.
    Town Name Specify the Town Name of the creditor.
    Country Specify the Country of the creditor.
    Debtor Details --
    SSI Label If the debtor details are maintained in PUDCRDTL for the creditor account entered, the same can be selected in this field. Debtor details will be populated based on the SSI label details.

    Note:

    It is optional to maintain SSI labels. User can directly input the beneficiary details if SSI label is not maintained.
    Debtor Account Number Specify the Debit Account Number.
    Debtor Name Specify the Debtor Name, associated with the account.
    Routing Number Select the Routing number from the list of values. All open and authorized Bank Codes available in Routing file Details are listed in this field.
    Debtor Bank Name Specify the Debtor Bank Name, associated with the account.
    Debtor Identification --
    Birth Date Specify the Birth Date of the debtor.
    City Of Birth Specify the City of Birth of the debtor.
    Country Of Birth Specify the Country of Birth of the debtor.

    Note:

    Either all the fields in debtor Identification can be null or all the fields must have data. System validates the mandatory data
    Debtor Postal Address --
    Street Name Specify the Street Name of the debtor.
    Building Number Specify the Building Number of the debtor.
    Post Code Specify the Post Code of the debtor.
    Town Name Specify the Town Name of the debtor.
    Country Specify the Country of the debtor.

    Note:

    Either all the fields in postal address can be null or all the fields must have data, except Building Number, which is optional. System validates the mandatory data.
    Payment Details --
    Booking Date System defaults the current date as Booking Date. This is a disabled field for user modification.
    Requested Execution Date System defaults the current application server date. This date can be modified by the user. This is the requested execution date by the customer. Back dates are not allowed as instruction date.
    Transfer Currency System defaults the Transfer currency as ‘USD’.
    Transfer Amount Specify the Transfer Amount.
    Additional Details --
    Local Instrument Select the Local Instrument from the list of values. All the valid instruments are listed.

    Identifies the Debtor/Sender as either a business or consumer customer of the Debtor FI. This element could also identify the transaction as being initiated through a system which may require special processing or display considerations for the Debtor FI .

    Local Instrument options listed are as follows:

    • BUSINESS - Business Initiated Payment (domestic)
    • CONSUMER - Consumer Initiated Payment (domestic)
    • INTERMEDIARY - Payment sent through a Payment Service Provider (domestic)
    • ZELLE - Zelle Payment (domestic)
    Remittance Advice ID Specify the Remittance Advice ID.

    This field is used, if a separate Remittance Advice is sent via a remt.001 message. The reference in this element, if included, must be identical to the Remittance Identification provided in the remittance advice message

    Remittance Information Specify the Remittance Information. Unstructured information up-to length 140 can be entered in this field.

    Note:

    Structured Remittance information is applicable if the payment is originated as a result of return of a previous payment received.
    Remittance Method Select the Remittance method from the following:
    • EMAL - E-Mail
    • URID - Uniform Resource Identifier
    Enrich Button On clicking the Enrich button, system computes the Charges, and Tax on Charges if applicable.

Parent topic: US RTP Request for Payment