Real-Time Payments (RTP) is a new real-time system for all U.S. financial institutions to use as a platform for payments innovation. Real-Time Payments can be used for transactions between any entity: business, consumer or government.

In Real time payments, the credits are provided to the beneficiary instantly and the network is open 24/7.

• US RTP Maintenances
  
• Outbound US RTP Transactions
  
• Inbound US RTP Payments
  The inbound RTP payments are received as pacs.008 messages from CI. The system receives and processes the payments based on predefined processing steps.