ReqPay Debit – API Processing
OBPM processes the incoming request for debit API ‘ReqPay Debit’. This API has the Payer VPA, Payer Account, Payer Bank IFSC Code, Transaction Amount, Instruction Date, Payee VPA, Payee Account, Payee Bank IFSC code as input. OBPM generates an acknowledgment message as : <upi:Ack xmlns:upi="" api="" reqMsgId="" err="" ts=""/>
The response API returns transaction status confirmation.
API Name: ReqPay
Transaction Type: Debit
| API Name | Request Input to OBPM | Request from OBPM |
|---|---|---|
|
ReqPay RespPay |
Timestamp Request Message ID Remarks (Note) Type Payer VPA Payer Name Payer Mobile Number Payer Account Number Account Type Payer Branch IFSC Transfer Amount Transfer Currency ‘INR’ Remarks MPIN Payee VPA Payee Name Payee Account Number Account Type Payee Branch IFSC |
Timestamp Response Message ID Remarks (Note) Type (Outbound Transaction) Original Request Message ID Result Error Code Payer VPA Transfer Amount Transfer Currency ‘INR’ ApprovalRef (last 6-digit of UPI reference number) Payer Account Number Response Code Payee VPA Transfer Amount Transfer Currency ‘INR’ Payee Account Number |