1. India IMPS Payments User Guide
  2. IMPS Outbound Payments
  3. IMPS Outbound Payments Processing
  4. Outbound IMPS Payment Processing
  5. Sanction Check

Sanction Check

  • Sanction check for IMPS outbound payment transaction is done on payment instruction date for current dated payments. For future dated transactions, sanction check is done on booking date as well.
  • System verifies whether sanction check is applicable in Network Preferences (PMDSORNW)/Customer level preferences, and based on that system initiates sanction check validation.
  • The external system status can be linked to one of the following system status:
    • Approved
    • Rejected
    • Interim
    • Seizure
    • Timed out
  • If sanction is approved, the transaction is resumed with the further processing.
  • In case of seizure, customer account is debited, and the Seizure GL is credited, if seizure accounting is opted. If the status is rejected, interim or timed out, the transaction is moved to sanction check queue.
  • Sanction Check System maintenance is updated to have specific In/Out queues for real time instant payment in general. The sanction requests originating from IMPS is sent through separate JMS queues.

Parent topic: Outbound IMPS Payment Processing