Message Generation

As part of IMPS XML version, 'OrgID' field is present in the header of the XML. When generating then IMPS outbound message, system performs following:
  • Validate if the Sender Bank (Our Bank) Organization ID field is maintained on India Payments Our Bank Identifier Detailed (PMDIOBID) Screen.
    • If Yes, then system derives the 'OrgID' field value and map it to 'OrgID' field in the Header.
    • If No, then system Rejects the payment. No further action can be taken on the payment.

Every payment/message generates Request Pay in XML format. Time stamp put in the message is stored for the transaction. Message is forwarded to NPCI Switch.