Inbound IMPS Payment Processing
The inbound IMPS payments are received as Request
pay message from NPCI. System receives and processes the payments based on predefined
processing steps.
- Inbound payments follows the below listed processing steps:
- Message Parsing and Message Type/Transaction Type Derivation
- Initial Validations
- Host/Branch Derivation
- Duplicate Check
- Sanctions Check
- External Account Credit Check
- Response Pay Message Generation and Check Transaction Status Response generation if applicable
- Internal Pricing, if applicable
- Accounting
Note:
If Inbound IMPS message is having RRN and Sending Bank NBIN matching with existing transaction then it should be returned with “94: Duplicate Transaction Response code”.- Message Type/Transaction Type Derivation
- Initial Validations
- Customer and Account Status Check
- Duplicate Check
- Sanction Check
- External Account Check
- Response Message generation and Response Code mapping
- Inbound Check Transaction Status Request Processing and Response generation
- Pricing
- Accounting Handoff
- Notification
- Response Codes Mapping
Parent topic: IMPS Inbound Payments Processing