1. India IMPS Payments User Guide
  2. IMPS Outbound Payments
  3. IMPS Outbound Payments Processing
  4. Outbound IMPS Payment Processing
  5. Balance Check with DDA System

Balance Check with DDA System

  • The debit details are sent to the DDA system for account validation and balance check. The external system status can be linked to one of the following system status:
    • Approved
    • Rejected
    • Interim
    • Timed out
  • If balance check is approved, the transaction is resumed with the further processing. If the status is rejected, interim or timed out (15 seconds), the transaction is moved to external credit approval queue.
  • It is assumed that customer and account status checks are done by the external ECA system along with account balance check.

Parent topic: Outbound IMPS Payment Processing