External Account Check
Credit entry details to payee account are sent to external DDA system for validating external account status.
Credit amount net of charges to be credited to customer account is
sent in the JMS request header details. Details about transaction amount,
transaction code, netting details and component wise charge details are also
part of request message.
- If External Account Check is 'Approved', the transaction is marked as 'Processed'.
- If the EAC status is 'Rejected', 'Interim', then the transaction is returned.
- System do not consider EAC/DDA Final Response for the 'interim' status.
If the EAC status is 'Pending', OBPM awaits a response from EAC/DDA system and based on the response received, it processes further as above.
Parent topic: Inbound Credit Transfer Processing