Incoming message is validated to check if the received message is pacs.009CORE or pacs.009COV message.

Field Message Definition Identifier (AppHdr ' MsgDefIdr) is used to identify if the message is pacs.009CORE or pacs.009COV message.

Incoming pacs.009 Cover message is further checked to identify if the pacs.009 Cover message is received for matching or pacs.009 Cover message is terminating with bank or it results in pass-through message based on below conditions:

Received for Matching

If Creditor BIC (i.e., CdtTrfTxInf/Cdtr/FinInstnId/BICFI) received in Incoming pacs.009 Cover message is a Branch BIC.

Field Message Definition Identifier (AppHdr ' MsgDefIdr) received in the Incoming pacs.009 Cover message is “pacs.009.001.08COV".

Instruction Identification of pacs.008 message matches with End to End Identification received in Incoming pacs.009 cover message.

In this case the Incoming pacs.009 Cover message remains in the Incoming Message Browser after matching with pacs.008 message and Incoming pacs.009 Cover message is not processed further.

Termination with Bank

If Creditor BIC (i.e., CdtTrfTxInf/Cdtr/FinInstnId/BICFI) received in Incoming pacs.009 Cover message is a Branch BIC.

Field Message Definition Identifier (AppHdr ' MsgDefIdr) received in the Incoming pacs.009 Cover message is “pacs.009.001.08COV”.

Instruction Identification of pacs.008 message matches with End to End Identification received in Incoming pacs.009 cover message.

Creditor Account (CdtTrfTxInf/CdtrAcct/Id/Othr/Id) resolution is successful.

In case if Customer Advice preference is set then camt.054 is generated based on preference.

Pass-through

If Creditor Agent BIC (i.e., CdtTrfTxInf/CdtrAgt/FinInstnId/BICFI) received in Incoming pacs.009 Cover message is not a Branch BIC.

If Creditor BIC (i.e., CdtTrfTxInf/Cdtr/FinInstnId/BICFI) received in Incoming pacs.009 Cover message is not a Branch BIC.

Field Message Definition Identifier (AppHdr ' MsgDefIdr) received in the Incoming pacs.009 Cover message is “pacs.009.001.08COV”.

Instruction Identification of pacs.008 message does not match with End to End Identification received in Incoming pacs.009 cover message.