The ‘External Credit Approval System’ is picked up from the External Customer Account (STDCRACC). An EAC request XML is prepared which includes the details like a debit account, amount to be debited and charge components along with charge amount to be debited is included in the request.

A record is logged in to the EAC Queue. The request is in EAC Queue with status as 'Pending' till the final response (Accept / Reject / Seizure) is received.

Carry Forward user action is not allowed on the message in EAC queue.

On Cancelling the transaction from EAC queue accounting entry is posted for parking the funds in Return GL. (Return GL maintained in Generic Wires Outbound Network Preference (PSDOGWNP) under R-Transaction Preference is referred).