The ‘External Credit Approval System’ is picked up from the External Customer Account (STDCRACC).

An EAC request XML is prepared that includes the details like a debit account, amount to be debited, and charge components with charge amount to be debited.

A record is logged in to the ECA Queue. The request is in ECA Queue with status as ‘Pending’ till the final response (Accept / Reject / Seizure) is received.