1. EU SEPA Credit Transfer User Guide
  2. Domestic Low Value Payments
  3. ACH Outbound Transaction Processes and Validations
  4. File Naming Convention

File Naming Convention

  • EEVVSSSBBBBBBBBX…X.Z
  • EE must be S2 (STEP2);
  • VV is the format version 03;
  • SSS is the three character service identifier, SEPA Credit Transfer in this case;
  • BBBBBBBB is the BIC(8) of the Direct Participant
  • X…X (optional) is up to 15 characters for use by the Direct Participant; and
  • Z indicates the type of the file, where: I = ICF (SEPA Credit Transfer)
  • The STEP2 central system generates files with X…X fields as follows and the same will be done in FLEXCUBE -
  • YYMMDDHHMMSSNNN, where:

YYMMDDHHMMSS, which is the file creation date and time, and NNN, which is an incremental number starting from 000 that is reset to 000 every time DD (date) Changes.

Parent topic: ACH Outbound Transaction Processes and Validations