1. EU SEPA Credit Transfer User Guide
  2. Domestic Low Value Payments
  3. Processing R-transactions
  4. ACH Return Of Outbound Payment

ACH Return Of Outbound Payment

  1. On Homepage, specify PADOTRTN in the text box, and click next arrow.
    Outbound SEPA CT Return Input screen is displayed.

    Figure 2-60 Outbound SEPA CT Return Input

    Description of Figure 2-60 follows
    Description of "Figure 2-60 Outbound SEPA CT Return Input"
  2. Click New button on the Application toolbar.
  3. On Outbound SEPA CT Return Input screen, specify the fields.

    For more information on fields, refer to the field description below:

    Table 2-23 Outbound SEPA CT Return Input - Field Description

    Field Description
    Return Reference Number System defaults the return reference number.
    Return Date System displays the Return Date as the current date by default.
    New System defaults the following on clicking ‘New’ button:
    • Return Date
    • Branch Code
    • Host Code
    • Original Transaction Type
    • Original Payment Type
    Original Transaction Reference Select the Original Payment Reference. All Outbound payments with payment type as ‘ACH’ and transaction status as ‘Processed’ or ‘Future Valued’ are listed for this field.

    On selecting the Original Transaction Reference, the information related to the transaction is defaulted in the following sections:

    • End to End ID
    • Network Code
    • File Reference Number
    • Message Identification
    • Return Identification
    Original Transaction Details System defaults the details upon selecting a valid Original Transaction Reference. Following fields are defaulted with data:
    • Transfer Currency
    • Transfer Amount
    • Debtor IBAN
    • Debtor Name
    • Creditor IBAN
    • Creditor Bank BIC
    • On Us Transfer
    • Instruction Date
    Return Details --
    Reject Code Specify the Return Reason Code. Alternatively, you can select the reason from the option list. The list displays all valid reasons maintained in the system.

    Note:

    Only the reject codes applicable for the payment network for the operation ‘Payment Return’ are listed
    Reject Reason System displays the Reject Reason based on the selected Reject Code.
    Originator Name Specifies the name of the Originator.
    Originator Bank Specify the Originator Bank. Alternatively, you can select the Originator Bank from the option list. The list displays all valid Originator Banks maintained in the system.

    Note:

    You must either specify the Originator Name or the Originator Bank.
  4. Sanction Scanning on Positive Response to Recall /Return of Outbound Transfers (pacs.004 upload)
    Sanction screening is done if:
    • It is applicable for the customer
    • It is applicable for the Network and source for the transaction type ‘Outbound’
  5. Additional Validation for SEPA Credit Transfer Processing:
    Processing of Related Message Validation
    SEPA Credit Transfer (ACH) – Outward Recall PMDOTRCL camt.056 If originator name is available the reason code to be used should be CUST (ISO code) or AM09 or AC03 (proprietary codes)
    SEPA Credit Transfer (ACH) – Outward Recall PMDOTRCL camt.056 ++CxlRsnInf

    +++AddtlInf

    Additional information tag will be allowed if the “Reason code is set to “FRAD”, AM09, AC03 or CUST

    Only one occurrence of the field is allowed

Parent topic: Processing R-transactions