This is applicable to the Inbound / Pass-through Cross Border payment debit accounting entry posting processing for transactions created due to Reverse MT 103/202 messages.

The ECA - External Credit Approval request will be sent to the ECA system for the debit account / debit amount. This will be done before the EAC - External Account Check validation for credit account.

If the ECA system response is positive, then the EAC validation will get triggered. The debit accounting entry posting will be done along with credit entry posting after the successful EAC validation. The accounting entries will get handed off to accounting system. The transaction will get processed further. i.e. advice message generation / notification generation steps will be done. Queue action log will be populated.

If the ECA system response is negative, then the transaction cancellation processing will get triggered. (Refer the Section Transaction Cancellation - Credit Entry Posting).