Debit Account is of type Vostro (Account Class - Normal)
For Vostro accounts, the ECA - External Credit Approval request is sent to the ECA system for the debit account / debit amount (Transfer Amount).
If the network level 'Early Nostro/Vostro entry posting' flag value is 'Yes', then the ECA check is done first after resolving debit account. Debit liquidation entries are posted before moving the transaction to Non STP queue if the transaction is moving to Non STP queue (PQSNSTPQ) due to the Non STP rule evaluation or during the initial validations processing.
The transaction data is populated in the host table and made available to view the transaction details in transaction view screens (For Inbound transactions - Inbound Cross Border / RTGS Transaction View Screen - PXDIVIEW).
- If the transaction is booked via Incoming SWIFT messages, then the Non STP rule gets evaluated and the transaction is moved to Non STP if the rule gets satisfied.
- If the transaction is booked via incoming services (SOAP/REST) or via manual input screen, then the initial repair validations are done.
- If the ECA system response is negative, then the transaction cancellation processing gets triggered
- If the ECA system response is positive, then the EAC processing step gets triggered. The debit accounting entry posting along with credit entry posting is done. The accounting entries gets handed off to accounting system. The transaction is processed further. i.e. advice message generation / notification generation steps are done. Queue action log is populated.
- If the ECA system response is negative, then the transaction cancellation processing is triggered.
Parent topic: Inbound Cross Border/RTGS Transactions