1. ACH Debit User Guide
  2. Originated Debit Processing
  3. Reversal Processing

Reversal Processing

If the Reversal request is received for ACH DD Origination, it is first verified whether the original transaction is already dispatched or not.

If original transaction is yet to be dispatched, it gets canceled. If it is already dispatched, the reversal transaction is created and processed with the following steps:
  • Sanctions screening
  • Return days validation
  • FX rate fetch, if applicable
  • ECA check
  • Reversal accounting

If Network allows reversal as maintained in Originated ACH Credit Transfer preferences, pacs.007.001.09 message is generated on reversal processing completion.

Note:

If cancellation request is received for a dispatched transaction and if the Network allows cancellation, then camt.056.001.09 message is generated on completion of sanctions screening and cancel days validation.

Parent topic: Originated Debit Processing