2.2.6.12 Zero Dollar Entry Processing

Processes inbound credit transactions with zero-dollar amounts, ensuring proper handling and compliance.

Incoming ACH credit transaction is treated as Zero Dollar Entry, if the following conditions are met:
  • The SEC code is either CCD or CTX.
  • The transaction code is equal to 24, 34, 44, or 54.
  • The Transfer Amount is zero.
  • If the above conditions are satisfied the transaction is marked as Zero Dollar Entry.

If the incoming credit is marked as Zero Dollar Entry, the system checks the following condition:

Creditor Account (for credits), is valid (open, authorized)

If the Zero Dollar Entry checkbox is selected, the system skips the following processing:
  • Duplicate Check
  • Auth Limit Check
  • FX Limit Check/Rate Pick up
  • Pricing Check
  • ECA Check
  • Addenda Records
  • Advice Generation

Note:

Standard/Same Day processing steps are applicable for zero dollar transactions.

ACK/ATX acknowledgment generation is supported.

Zero Dollar Entry Processing (Manually Booked)

The system validates the following conditions for Zero Dollar Entry:
  • The Zero Dollar Entry checkbox is selected.
  • The SEC code is either CCD or CTX.
  • The transaction code is equal to 24, 34, 44, or 54.
  • The Transfer Amount is zero.
  • If validation fails, the system upfront rejects the transaction and displays an error message.

Parent topic: Credit Inbound Transaction Processing