2.2.3.12 External Credit Approval Check
Validates outbound credit transactions against external approval requirements before processing.
The payment amount and charge/tax amount are sent to the external DDA system for credit approval.
External Credit Approval is done for all the external accounts for which the External Credit Approval Required flag is enabled. ECA system for the credit check is derived based on the External Account Maintenance.
If the ECA response status for a payment is Approved,
processing continues. When ECA validation fails with a status of
Override, Rejected, or
Timed Out, the system logs the transaction in the ECA
Exception Queue.
Note:
The external ECA system does customer and account status checks along with account balance checks.Parent topic: Credit Outbound Transaction Processing