Ultimate Debtor/Debtor Organisation ID is enhanced allowing usage of AnyBIC, LEI and one occurrence OtherId together.

Original Message Name ID population in R-messages is modified to populate only the message name without version number. A static table PMTM_SEPA_ORG_MSG_NM (same table will be used for SEPA Credit / Direct Debit / Credit Instant) is provided, which will be based on Network Type Code, Outward Message Type, Original Message Type, and Original Message Name ID from where the message name will be populated in messages.

SCT/SCT Instant Restriction for Multiple Recalls: Changes are done to update the status of the original transaction as Recall Rejected when Negative Recall response is processed successfully for a transaction.

Changes are applicable to Outbound Transaction: Recall negative response camt.029 upload and processing and Inbound transaction.

Recall Negative Response Input: If the original transaction status is Recall Rejected system will not allow another recall/return processing for the same transaction.

SCT Instant Outbound Messages - Timestamp format changes - Timestamps are amended to reflect the W3C rule: in case the last digit of the millisecond is a zero, it should not be included.

Note: All changes mentioned above are applicable only if Current Date is on or after SEPA 2025 changes start date configured in SEPA EPC Changes Effective Date Maintenance (Function ID: PFDEPCED).

SCT Instant processing changes for timeout pacs.002 message: While processing inbound SEPA instant transactions, it is possible that processing time is exceeded the timeout period. Network can sent a pacs.002 reject message in such cases. Changes are done to cancel such inward transactions without processing further.

SCT Instant Outbound transaction processing: Support is provided for auto cancel outbound transaction processing based on preference maintained in new screen Faster Payment additional Processing Preferences (PFDNWAPR), if exceptions are encountered.

Note: Based on Inter PSP Implementation Guidelines provided by EPC for SCT Inst 2025, Acceptance Date and time in pacs.008 is the time after doing authorization checks and availability of funds. Hence, no change is done in the acceptance time population.

Note: For Verification of Payee changes please refer to Payee Pre-validation changes section.