3 Release Enhancements The enhancements in this release are listed in this topic. US ACH India UPI Generic ACH Core EU SEPA Instant SWIFT SR 2025 SWIFT SCOREPlus SWIFT gpi SEPA SR 2025 Regulatory Changes Generic Wires ISO Cross Border MT / RTGS MT EU SEPA Book Transfer Clearing and Instruments Batch Processing India Payments Web Services Common Core Entities Changes