7.2.7 Return Accounting

Return Accounting refers to the process of handling the accounting entries when a payment return is received by the bank.

The following accounting is passed to reverse the accounting entries passed to Creditor Account as a result of Inbound FI to FI Customer Credit Transfer (pacs.008) and FI to FI Credit Transfer (pacs.009) transactions. The Credit or Debit liquidation entries passed in the original transactions are fetched and credit or debit legs are interchanged to pass the return Credit or Debit accounting entries.

Table 7-10 Accounting Entries

Event Dr/Cr Account Account Type Account Tag
SSDR Dr Network Account Account Return Settlement Amount in account currency
SSDR Cr Intermediary GL GL Return Settlement Amount
SSCR Dr Intermediary GL GL Return Settlement Amount
SSCR Cr Customer Account Account Return Settlement Amount

Note:

  • No pricing is considered for return transaction processing.
  • In the Accounting handoff MIS details are populated same as the original transaction MIS details.