5.3.1 Pacs.009COV Check

This topic explains the Pacs.009COV Check details. The Incoming message is validated to check, if the received message is pacs.009CORE or pacs.009COV message. The Message Definition Identifier (AppHdr ' MsgDefIdr) field is used to identify if the message is pacs.009CORE or pacs.009COV message.

Incoming pacs.009 Cover message is further checked to identify if the pacs.009 Cover message is received for matching or pacs.009 Cover message is terminating with bank or it results in pass-through message based on below conditions:

Received for Matching
  • If Creditor BIC (that is, CdtTrfTxInf/Cdtr/FinInstnId/BICFI) received in Incoming pacs.009 Cover message is a Branch BIC.
  • The Message Definition Identifier (AppHdr ' MsgDefIdr) field received in the Incoming pacs.009 Cover message is pacs.009.001.08COV.
  • The Instruction Identification of pacs.008 message matches with End to End Identification received in Incoming pacs.009 cover message.
  • In this case the Incoming pacs.009 Cover message remains in the Incoming Message Browser after matching with pacs.008 message and Incoming pacs.009 Cover message is not processed further.
Termination with Bank
  • If Creditor BIC (that is, CdtTrfTxInf/Cdtr/FinInstnId/BICFI) received in Incoming pacs.009 Cover message is a Branch BIC.
  • The Message Definition Identifier (AppHdr ' MsgDefIdr) field received in the Incoming pacs.009 Cover message is pacs.009.001.08COV.
  • The Instruction Identification of pacs.008 message matches with End to End Identification received in Incoming pacs.009 cover message.
  • The Creditor Account (CdtTrfTxInf/CdtrAcct/Id/Othr/Id) resolution is successful.
  • In case if Customer Advice preference is set then camt.054 is generated based on preference.
Pass-through
  • If Creditor Agent BIC (that is, CdtTrfTxInf/CdtrAgt/FinInstnId/BICFI) received in Incoming pacs.009 Cover message is not a Branch BIC.
  • If Creditor BIC (that is, CdtTrfTxInf/Cdtr/FinInstnId/BICFI) received in Incoming pacs.009 Cover message is not a Branch BIC.
  • The Message Definition Identifier (AppHdr ' MsgDefIdr) field received in the Incoming pacs.009 Cover message is pacs.009.001.08COV.
  • The Instruction Identification of pacs.008 message does not match with End to End Identification received in Incoming pacs.009 cover message.

Parent topic: STP Layer - pacs.009 Processing