Ensures that outgoing transactions comply with predefined customer payment restrictions, preventing unauthorized or non-compliant payments and supporting regulatory and risk management controls. Validates if the Credit Account or Customer is subject to any payment restrictions before processing the transaction.

If the Debit Account / Debit Account’s customer is selected, the system checks whether the account or customer is restricted from initiating any Outbound Cross-Border ISO payments.

The Customer Payment Restrictions (PMDCRSTR) is referred for the Credit Account / Customer combination.